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Key Findings Details

The Effect of Retirement Incentives on Retirement Behavior: Evidence from the Self-Employed in the United States and England
Julie Zissimopoulos, Nicole Maestas and Lynn Karoly
WP 2007-155

  • The higher labor force exit rate of wage and salary workers compared to self-employed workers is due to defined benefit pension incentives created by the public and private pension systems.
  • Higher rates of labor force exit at ages 55 and older in England compared to the United States are due in part to the availability of publicly provided health insurance.