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Key Findings Details

Future Beneficiary Expectations of the Returns to Delayed Social Security Benefit Claiming and Choice Behavior
Jeff Dominitz, Angela Hung and Arthur van Soest
WP 2007-164

  • Among workers who expect to stop working full-time before age 62, over 60% say they plan to delay claiming Social Security benefits until after they turn 63.
  • Among those who expect to stop full-time work between ages 62 and 70, only about 25% expect to delay claiming beyond their retirement age.
  • When presented with a hypothetical choice to delay claiming or not, proababilities of delayed claiming are high relative to previous findings.