Emma Aguila (Ph.D., Economics, University College London) is an Associate Economist at RAND. She earned her Bachelor’s Degree at the Instituto Tecnológico Autónomo de México (ITAM) in Mexico City. Her research is on pension reform, retirement behavior, adequacy of saving, non-contributory pension programs as a poverty alleviation policy, and social security coverage and labor market behavior of immigrants. Her research that analysis the effects on private savings and consumption as a result of a pension reform from a pay-as-you-go to a fully-funded system with individual retirement accounts won the First Prize of the Award on Pensions 2005 in Mexico. Aguila’s research on the social security system, pension provision, and retirement behavior in Mexico won the First Prize of the Inter-American Award for Research in Social Security 2007. She has experience working with panel data such as the Mexican Health and Aging Study (MHAS), equivalent to the Health and Retirement Study (HRS) for Mexico, rotating panels such as the Consumer Expenditure Survey and the Mexican National Employment Survey, as well as designing and collecting survey data for field experiments.