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Olivia S. Mitchell
International Foundation of Employee Benefit Plans Professor
University of Pennsylvania
Olivia S. Mitchell is the International Foundation of Employee Benefit Plans Professor, professor of Business Economics and Public Policy, professor of Insurance and Risk Management, and the executive director of the Pension Research Council at the Wharton School of the University of Pennsylvania. At the University, Dr. Mitchell is also the Director of the Boettner Center on Pensions and Retirement Research. She is a research associate at the National Bureau of Economic Research and a co-investigator for the AHEAD / Health and Retirement Studies at the University of Michigan. Dr. Mitchell's main areas of research and teaching are private and public insurance, risk management, public finance and labor markets, and compensation and pensions, with a US and an international focus. Her extensive research analyzes public and private retirement pensions as well as links between wealth, health, and retirement. Dr. Mitchell recently served on President Bush’s Commission to Strengthen Social Security. Dr. Mitchell has published extensively in the area of saving, pension, and retirement. Her coauthored study on Social Security reform won the Paul A. Samuelson Award for Outstanding Scholarly Writing on Lifelong Financial Security. She received a BA in Economics from Harvard University and an MS and Ph.D. in Economics from the University of Wisconsin-Madison.
| Associated Research Projects |
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| UM13-12: |
How Family Status Influences Work and Retirement, Saving and Dissaving, Insurance Demand and Portfolio Choice over the Life Cycle |
| UM13-10: |
Evaluating Two Technological Interventions Encouraging Retirement Saving |
| UM13-09: |
Debt and Debt Management among Older Adults |
| UM12-22: |
Retirement in Japan and the United States: Cross-national Comparisons using the Japanese Study of Aging and Retirement (JSTAR) and the U.S. Health and Retirement Study (HRS) |
| UM11-11: |
The Impact of the Financial Crisis on Asset Allocation, Annuity Demand, Work Effort, and Retirement Behavior over the Life Cycle |
| UM11-05: |
Evaluating Major Reforms in the Innovator Privatization Social Security System |
| UM10-11: |
Financial Literacy, Short-run Impatience, and the Determinants of Savings and Financial Management |
| UM10-10: |
Borrowing from Yourself: The Determinants of 401(k) Loan Patterns |
| UM09-07: |
401(k) Plan Investment Efficiency: Who Are the Winners and Why? |
| UM08-20: |
The Efficiency of Pension Plan Investment Menus: Investment Choices in Defined Contribution Pensions |
| UM07-11: |
Investment Patterns and Trading Behavior in 401(k) Pension Accounts |
| UM06-06: |
Trading Behavior in Personal Accounts: Lessons from 401(k) Pension Participants |
| UM05-09: |
Planning, Financial Literacy, and Retirement Wealth |
| UM05-01: |
Social Security Eligibility, Benefit Levels, and Replacement Rates in the HRS |
| UM04-C1: |
How Retirement Wealth Shortfalls Change with Age |
| UM04-12: |
Self-Annuitization in Personal Accounts: Perspectives from the German Experience |
| UM04-03: |
Health and Annuities for the Older Population |
| UM03-05: |
How Attractive Are Guarantees In Social Security Personal Retirement Accounts? |
| UM02-C2: |
Representative versus Actual Lifetime Earnings Trajectories |
| UM01-C1: |
The Influence of Lifetime Earning Variance on Retirement Wealth |
| UM00-06: |
Applications, Denials and Appeals for Social Security Disability Insurance |
| UM99-Q1: |
Risk Sharing Under Alternative Social Security Reform Proposals |
| UM99-01: |
Assessing the Impact of Changes in the Early Social Security Retirement Age |
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