UM11-01: What Are the Real Application Costs of SSDI? The Effect of Waiting Time on Labor Force Participation and Earnings

A well-known body of research explores how the award of Social Security Disability Insurance (SSDI) benefits affects the labor supply and earnings of recipients. Our proposed project will explore a complementary — and we believe equally consequential — set of…

UM11-02: A Causal Model of the Effect of Employer Accommodation on the Timing of Application for Social Security Disability Insurance Following the Onset of a Disability: Evidence from Employment Protection Laws

Over the past several decades a variety of policies have been implemented at state and federal levels aimed at encouraging employment among the disabled, such as the Americans with Disabilities Act of 1990, by mandating reasonable accommodation by employers for…

UM11-03: Vocational Rehabilitation Potential for Early Intervention

We will use data from the Ticket Research File matched to the Master Earnings File and the Rehabilitation Services Administration 911 file to conduct exploratory analysis on SSDI entry for state vocational rehabilitation (VR) agency clients who were disability insured.…

UM11-04: Health Insurance, Health Care and Labor Supply by Older Adults

Early exits from the labor force can adversely affect economic well-being in retirement. Health status and disability are important determinants of retirement age. However, it is unknown whether more intensive health care utilization can effectively delay or reverse the onset…

UM11-05: Evaluating Major Reforms in the Innovator Privatization Social Security System

A major means to improve the scientific basis for actual and prospective policy evaluation on Social Security is through systematic research on systems in other countries. Possibly the most interesting country to study is Chile, which has provided a laboratory…

UM11-06: The Effects of Changes in Women’s Labor Market Attachment on Redistribution Under the Social Security Benefit Formula

Despite a progressive payout formula designed to redistribute OASI benefits in favor of low earners, studies using data from the early 1990s found the Social Security old age and survivors program fostered less redistribution than expected. High income families were…

UM11-07: Effects of Legal and Unauthorized Immigration on the U.S. Social Security System

Immigration is having an increasingly important effect on the U.S. social insurance system. On the one hand, documented immigrants have the right to pension benefits, health insurance, etc. On the other hand, undocumented immigrants contribute taxes, but are not eligible…

UM11-08: How Did the Recession of 2007-2009 Affect the Wealth and Retirement of the Near Retirement Age Population in the Health and Retirement Study?

HRS data from 2010 will be used to determine the effects of the 2007-2009 recession on the wealth and retirement of the early boomer population. Previously, we used 2006 data to examine their potential vulnerability to the stock market decline.…

UM11-09: Personality and Response to the Financial Crisis

Our previous MRRC project demonstrated a clear association between the Big Five personality factor of conscientiousness and several important measures of lifetime economic success, including lifetime earnings and retirement wealth conditional on earnings. We now propose to extend this work…

UM11-10: The Effects of the Financial Crisis on Actual and Anticipated Consumption

According to survey results from the American Life Panel (ALP), about 75% of households reduced spending because of the financial crisis. While an important indicator of behavior, this figure does not tell us the magnitude of the reduction. In this…