2016
Issue Brief: Occupation, Cognitive Decline and Retirement
Little is known about occupational differences in age-related cognitive decline. This information is an important starting point for understanding the potential role that cognitive decline may play in workforce departure and whether, as with physical health declines, cognitive decline influences…
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2014
Means Testing Pensions: The Case of Australia
In an era of population aging, the tension between adequate retirement incomes and sustainable budgets is increasingly challenging. Three broad strategies can improve both pension adequacy and sustainability: better targeting, increased levels and coverage of private saving, and delayed retirement.…
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2008
How Much do People Know About Economics and Finance? Financial Illiteracy and the Importance of Financial Education
In the modern financial environment, it is especially important for households to have a high degree of financial savvy. However, as this brief demonstrates, there is widespread financial illiteracy with particularly vulnerable population segments. Many households are unfamiliar with even…
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Beyond the Golden Age of Retirement
The golden age of retirement has past. Our retirement system is woefully under funded to deliver the level of economic welfare that many people expect from it. In this Policy Brief, we show that continuing down our current path in regard to…
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2007
Disability Insurance with Prefunding and Private Participation: the Chilean Model
Many countries have adopted old age systems that include individual accounts—funded, privately managed defined contribution plans. Such a system has been under discussion in the US. It is particularly difficult to figure out how to incorporate disability benefits into a…
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2006
Another Attempt at Social Security Reform
Popular discussions of Social Security often focus on competing plans--this person’s approach to Social Security would change x, y, and z; that person’s approach would change x or y but not z, and so on. This policy brief focuses on…
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The Gender Impact of Alternative Social Security Policies
As Social Security reform is considered in the United States, one of the recurring issues is likely to be the impact on women of various proposed changes. This Policy Brief summarizes the reasons why the same pension system may have…
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2005
Social Security Solvency: A Crisis?
Social Security has become a topic of national conversation; politicians and news media are widely discussing the need for, and possible shape of, Social Security reform. The basic factors leading to the necessity of policy change are evident: fertility has…
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