2024

Inflation and Economic Security of the Older Population

MRDRC WP 2024-480 , UM23-12
Because the older population are net lenders, they tend to be economically vulnerable to high and increasing inflation. This research used data from the Health and Retirement Study and its supplement, the Consumption and Activities Mail Survey, to assess the…

2023

Bridging Employment for Older Workers and the Role of Flexible Scheduling Arrangements

WP 2023-453 , UM20-15
We conduct a series of stated preference experiments to determine the willingness of hiring and human resource managers to pay for certain job attributes. A cross section of U.S. hiring managers were given experimental vignettes about an existing employee or…

Assessing the First Economic Impact Payment in the Older Population Using the Health and Retirement Study

WP 2023-454 , UM21-17
We use data collected by the Health and Retirement Study in its 2020 wave to study awareness and impact of the Economic Impact Payment stimulus on different groups of older Americans during the coronavirus pandemic.

Retirement Pensions and Disability Insurance for the 21st Century

WP 2023-455 , UM22-02
This project estimates the degree of disability risk among the United States and English over-50 populations. Using a disability measure that closely matches the criteria used by English and U.S. disability systems, we find both higher levels of disability in…

Traditional and Nontraditional Earnings: Demographic, Financial, and Beneficiary Patterns

WP 2023-456 , UM22-06
We use the 2014 and 2018 panels of the Survey of Income and Program Participation to create a schema of earnings that come from employee and nonemployee sources. Traditional earnings are from a job or incorporated business, while nontraditional earnings…

How Does Social Security Affect the Racial Wealth Gap?

WP 2023-459 , UM22-10
The large and persistent gap by race in U.S. household wealth is a well-established empirical fact, though the causal mechanisms for wealth differentials are still a subject of much debate. Previous research on wealth inequality has shown that expanding the…

Disparities in Social Security Knowledge and the Role of Social Capital

WP 2023-458 , UM22-12
In this paper, we develop a new survey that seeks to better understand how differences in information sources (both formal and informal) across racial and ethnic groups contribute to knowledge and planning for retirement. We consider several scenarios where people…

Job Demands and Social Security Disability Insurance Applications

WP 2023-461 , UM20-01
We use data from the Health and Retirement Study to identify the effect of job demands on applications for Social Security Disability Insurance and Supplemental Security Income benefits and to assess whether these job demands have been changing among older…

Using Administrative Data to Validate HRS Survey Responses on Application for DI and SSI Disability Benefits

WP 2023-462 , UM20-01
In this paper, we use administrative data from the Social Security Administration to validate survey responses for the Health and Retirement Study (HRS) regarding the application for disability benefits from Social Security Disability Insurance (DI) or Supplemental Security Income (SSI),…

Insurance Purchases of Older Americans

WP 2023-463 , UM21-09
Using data from the Health and Retirement Study (HRS) matched to administrative Medicare and Medicaid records, and the Medical Expenditure Panel Survey (MEPS), we estimate the determinants of Medigap insurance purchases of older Americans. Our data and framework allow us…
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