2023
The Effect of the Americans with Disabilities Act on Supplemental Security Income
WP 2023-464 , UM22-03
The Americans with Disabilities Act (ADA) was passed in 1990 and implemented in 1992 with the goal of eliminating discrimination against disabled workers. It did so by requiring employers to accommodate disabled workers and by providing protections against discrimination based…
Download: Working Paper
View: Abstract
Barriers and Communications Preferences of Rural Populations: A Scoping Review
WP 2023-465 , UM23-Q3
Enrollment in federal and state government programs is substantially lower for some eligible demographic subpopulations, particularly persons living in rural areas. Barriers faced when seeking program benefits may, in part, explain such differences in enrollment. The purpose of this paper…
Download: Working Paper
View: Abstract
Racial and Ethnic Disparities in the Effects of COVID-19 on Employment Disruption and Financial Precarity
WP 2023-466 , UM23-07
Existing studies find that COVID-19 disproportionately affected the employment and financial security of minoritized workers. However, few studies have examined the employment and financial impact of COVID-19 among different groups of older workers. Furthermore, there is limited information on how…
Download: Working Paper
View: Abstract
The Impact of Affordable and Accessible Broadband on SSDI and SSI Participation
WP 2023-467 , UM23-18
Online access to government services and benefits has become increasingly prevalent, but a substantial portion of low-income, disabled individuals live without a home broadband connection. We study how the launch of a large-scale broadband subsidy program affected participation in the…
Download: Working Paper
View: Abstract
The Effect of the COVID-19 Pandemic on Expected Labor Supply
WP 2023-468 , UM22-07
The pandemic led to a sharp increase in unemployment, which, in previous literature, has been associated with a decline in the labor supply of older individuals: Unemployed persons retire rather than attempt to return to employment. But government programs softened…
Download: Working Paper
View: Abstract
The Enduring Impacts of the COVID-19 Pandemic on Americans’ Economic Security
WP 2023-469 , UM23-13
We examine how the pandemic has influenced Americans’ short-term financial security and future retirement stability using longitudinal survey data from the Understanding America Study (UAS), spanning the period May 2018 to May 2022. We find that while, on average, Americans’…
Download: Working Paper
View: Abstract
Racial, Ethnic, and Gender Disparities in Labor Market Outcomes in the Aftermath of the COVID-19 Pandemic
WP 2023-470 , UM23-04
Using longitudinal data from the Understanding America Study (UAS) covering the onset and aftermath of the COVID-19 pandemic, we examine the evolution of sex and racial/ethnic disparities in employment status and work arrangements. We document differences across workers in the…
Download: Working Paper
View: Abstract
Estimating Racial Disparities in Economic Outcomes: An Application to Employer-sponsored Retiree Health Insurance and Access to Care
WP 2023-471 , UM23-05
This paper reviews different approaches to estimating differences in economic outcomes across groups defined by race, with a focus on whether and how covariates such as education are incorporated in these analyses. My review focuses on the economics literature, but…
Download: Working Paper
View: Abstract
Only Spot a Few Blacks the Higher I Go: Occupational Segregation and the COVID-19 Pandemic
WP 2023-472 , UM23-Q4
This project examines whether there exists a link between occupational segregation by race and labor market outcomes during the COVID-19 pandemic. We estimate the extent to which workers employed in occupations with higher concentrations of Black workers were more likely…
Download: Working Paper
View: Abstract
The House: Is it an Asset or a Liability?
WP 2023-473 , UM23-17
Most households enter retirement as homeowners and only sell after a spouse enters a nursing home or dies, with recent retirees having greater housing wealth but also greater mortgage debt. We show that the share of homeowners entering retirement with…
Download: Working Paper
View: Abstract