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Exploring the Social Security Benefit Implications of Same-Sex Marriage
WP 2017-377, UM17-07
Michael S. Pollard and Italo Lopez-Garcia
Full Paper    | Abstract | Published Citation

A Review of U.S. Federal and State Means-Tested Programs
WP 2018-376, UM17-Q1
Robert Moffitt
Full Paper    | Abstract | Published Citation

Characteristics of Second-career Occupations: A Review and Synthesis
WP 2017-375, UM17-Q2
Brooke Helppie-McFall and Amanda Sonnega
Full Paper    | Abstract | Key Findings | Published Citation

Exploring the Risks and Consequences of Elder Fraud Victimization: Evidence from the Health and Retirement Study
WP 2017-374, UM17-16
Marguerite DeLiema, Martha Deevy, Annamaria Lusardi, and Olivia S. Mitchell
Full Paper    | Abstract | Key Findings | Published Citation

The Reintroduction of the Social Security Statement and its Effect on Social Security Expectations, Retirement Savings, and Labor Supply across the Age Distribution
WP 2017-373, UM17-05
Philip Armour
Full Paper    | Abstract | Key Findings | Published Citation

The Effect of Physical and Cognitive Decline at Older Ages on Work and Retirement: Evidence from Occupational Job Demands and Job Mismatch
WP 2017-372, UM17-10
Péter Hudomiet, Michael D. Hurd, Susann Rohwedder, and Robert J. Willis
Full Paper    | Abstract | Key Findings | Published Citation

Marriage-related Policies in an Estimated Life-cycle Model of Households’ Labor Supply and Savings for Two Cohorts
WP 2017-371, UM17-01
Margherita Borella, Mariacristina De Nardi, and Fang Yang
Full Paper     | Abstract | Key Findings | Published Citation 

The Effect of Affordable Care Act Medicaid Expansion on Post-Displacement Labor Supply among the Near-Elderly
WP 2017-370, UM17-17
Chichun Fang
Full Paper    | Abstract Key FindingsPublished Citation 

Long-Term Effects of Leaving Military Service in a Weak Economy
WP 2017-369, UM17-09
Italo A. Gutierrez and Jennie W. Wenger
Full Paper    | Abstract | Key Findings | Published Citation

Parents with an Unemployed Adult Child: Labor Supply, Consumption, and Savings Effects
WP 2017-368, UM17-18
Kathryn Anne Edwards and Jeffrey B. Wenger
Full Paper    | Abstract | Key Findings | Published Citation

Understanding Earnings, Labor Supply, and Retirement Decisions
WP 2017-367, UM17-03
Xiaodong Fan, Ananth Seshadri, and Christopher Taber
Full Paper    | Abstract | Key Findings | Published Citation

Work-Life Balance and Labor Force Attachment at Older Ages
WP 2017-366, UM17-11
Marco Angrisani, Maria Casanova,and Erik Meijer
Full Paper     | Abstract | Key Findings | Published Citation

Alternative Measures of Noncognitive Skills and Their Effect on Retirement Preparation and Financial Capability
WP 2017-365, UM17-12
Gema Zamarro
Full Paper     | Abstract | Key Findings | Published Citation

The Impact of Health on Labor Supply Near Retirement
WP 2017-364, UM17-02
Richard Blundell, Jack Britton, Monica Costa Dias, and Eric French
Full Paper    | Abstract | Key Findings | Published Citation

Adjusting the Payroll Tax to Promote Longer Careers
WP 2017-363, UM16-01
John P. Laitner and Daniel Silverman
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Do State Laws Protecting Older Workers from Discrimination Reduce Age Discrimination in Hiring? Experimental (and Nonexperimental) Evidence
WP 2017-360, UM16-04
David Neumark, Ian Burn, Patrick Button, and Nanneh Chehras
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Targeting with In-kind Transfers: Evidence from Medicaid Home Care
WP 2017-359, UM13-03
Ethan Lieber and Lee Lockwood
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The Effects of Means-tested Noncontributory Pensions on Poverty and Well-being: Evidence from the Chilean Pension Reforms
WP 2017-358, UM16-18
Italo Lopez Garcia and Andres Otero Correa
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Caregiving and Work: The Relationship between Labor Market Attachment and Parental Caregiving
WP 2017-356, UM16-07
Sean Fahle and Kathleen McGarry
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2015 American Working Conditions Survey: Focus on Older Versus Younger Workers
WP 2016-362, UM16-08
Nicole Maestas, Kathleen Mullen, David Powell, and Till M. von Wachter
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The Effect of Social Security Information on the Labor Supply and Savings of Older Americans
WP 2016-361, UM16-09
Philip Armour and Michael Lovenheim
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Productivity Growth and Interest Rate Trends: A Long-Run Analysis
WP 2016-357, UM16-Q2
Dmitriy Stolyarov
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Long-term Individual and Population Consequences of Early-life Access to Health Insurance
WP 2016-355, UM16-Q1
Etienne Gaudette, Gwyn Pauley, and Julie Zissimopoulos
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The Effect of the Affordable Care Act on the Labor Supply, Savings, and Social Security of Older Americans
WP 2016-354, UM15-11
Eric French, Hans-Martin von Gaudecker, and John Bailey Jones
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Consumption Smoothing During the Financial Crisis: The Effect of Unemployment on Household Spending
WP 2016-353, UM16-13
Michael Hurd and Susann Rohwedder
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Occupational Transitions at Older Ages: What Moves are People Making?
WP 2016-352, UM16-03
Amanda Sonnega, Brooke Helppie McFall, and Robert J. Willis
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How Home Equity Extraction and Reverse Mortgages Affect the Credit Outcomes of Senior Households 
WP 2016-351, UM16-12
Stephanie Moulton, Donald Haurin, Samuel Dodini, and Maximilian D. Schmeiser
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Cohort Changes in Social Security Benefits and Pension Wealth
WP 2016-350, UM16-11
Chichun Fang, Charles Brown, and David Weir
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Do State Laws Protecting Older Workers from Discrimination Laws Reduce Age Discrimination in Hiring? Experimental (and Nonexperimental) Evidence
WP 2016-349, UM16-04
David Neumark, Ian Burn, Patrick Button, and Nanneh Chehras
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The Dynamic Effects of Health on the Employment of Older Workers
WP 2016-348, UM16-16
Richard Blundell, Jack Britton, Monica Costa Dias, and Eric French
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Time Discounting and Economic Decision-making among the Elderly
WP 2016-347, UM16-14
David Huffman, Raimond H. Maurer, and Olivia S. Mitchell
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Older People’s Willingness to Delay Social Security Claiming 
WP 2016-346, UM16-05
Raimond H. Maurer and Olivia S. Mitchell
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Health Reform and Health Insurance Coverage of Early Retirees
WP 2016-345, UM16-15
Helen Levy, Thomas C. Buchmueller, and Sayeh Nikpay
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The Interaction between Consumption and Health in Retirement
WP 2016-344, UM16-06
John Karl Scholz and Ananth Seshadri
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The Affordable Care Act as Retiree Health Insurance: Implications for Retirement and Social Security Claiming
WP 2016-343, UM16-02
Alan L. Gustman, Thomas L. Steinmeier, and Nahid Tabatabai
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A Note on Resource Testing and Temptation
WP 2016-340, UM15-14
Cagri Kumru, John Piggott, and Athanasios C. Thanopoulos
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How Well Does the Australian Aged Pension Provide Social Insurance?
WP 2016-339, UM15-14
Emily Dabbs and Cagri Kumru
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Means Testing of Public Pensions: The Case of Australia
WP 2016-338, UM15-14
George Kudrna
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Means Testing Social Security: Modeling and Policy Analysis 
WP 2016-337, UM15-14
Rafal Chomik, John Piggott, Alan D. Woodland, George Kudrna, and Cagri Kumru
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The Retirement and Social Security Benefit Claiming of U.S. Military Retirees
WP 2016-336, UM15-Q1
David Knapp, Beth Asch, James Hosek, and Michael Mattock
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Sources of Lower Financial Decision-making Ability at Older Ages
WP 2015-335, UM15-06
Shachar Kariv and Daniel Silverman
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Racial Difference in the Use of VA Health Services
WP 2015-334, UM15-Q2
Chichun Fang, Kenneth M. Langa, Helen Levy, and David Weir
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Comparing Retirement Wealth Trajectories on Both Sides of the Pond
WP 2015-333, UM15-15
Richard Blundell, Rowena Crawford, Eric French, and Gemma Tetlow
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Measuring Economic Preparation for Retirement: Income Versus Consumption
WP 2015-332, UM15-10
Michael Hurd and Susann Rohwedder
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Occupations and Work Characteristics: Effects on Retirement Expectations and Timing
WP 2015-331, UM15-01
Brooke Helppie McFall, Amanda Sonnega, Robert J. Willis, and Peter Hudomiet
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Medicare Expenditures, Social Security Reform, and the Labor Force Participation of Older Americans
WP 2015-330, UM15-13
Yuanyuan Deng and Hugo A. Benítez-Silva
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The Effect of Health Reform on Retirement
WP 2015-329, UM15-12
Helen Levy, Thomas C. Buchmueller, and Sayeh Nikpay
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Comprehensive Wealth of Immigrants and Natives
WP 2015-328, UM15-16
David Love and Lucie Schmidt
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Do Payroll Taxes in the United States Create Bunching at Kink Points?
WP 2015-327, UM15-04
David Powell
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Nonmonetary Job Characteristics and Employment Transitions at Older Ages
WP 2015-326, UM15-02
Marco Angrisani, Arie Kapteyn, and Erik Meijer
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Does Eliminating the Earnings Test Increase the Incidence of Low Income among Older Women?
WP 2015-325, UM15-08
Theodore F. Figinski and David Neumark
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Social Security Contributions and Return Migration among Older Male Mexican Immigrants
WP 2015-324, UM15-17
Emma Aguila and Alma Vega
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Declining Wealth and Work among Male Veterans in the Health and Retirement Study
WP 2015-323, UM15-07
Alan L. Gustman, Thomas L. Steinmeier, and Nahid Tabatabai
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Couples’ and Singles’ Savings After Retirement
WP 2015-322, UM14-05
Mariacristina De Nardi, Eric French, and John Bailey Jones
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Narrow Framing and Long-Term Care Insurance
WP 2015-321, UM15-05
Daniel Gottlieb and Olivia S. Mitchell
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Liquidity Constraints, the Extended Family, and Consumption
WP 2015-320, UM14-04
HwaJung Choi, Kathleen McGarry, and Robert F. Schoeni
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Understanding Participation in SSI
WP 2015-319, UM14-08
Kathleen McGarry and Robert F. Schoeni
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Does Protecting Older Workers from Discrimination Make It Harder to Get Hired? Revised with Additional Analysis of SIPP Data and Appendix of Disability Laws
WP 2015-315, UM12-07
David Neumark, Joanne Song McLaughlin, and Patrick Button
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Economic Conditions and SSI Applications
WP 2014-318, UM12-20
Austin Nichols, Lucie Schmidt, and Purvi Sevak
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Labor Market Shocks and Early Social Security Benefit Claiming
WP 2014-317, UM11-14
David Card, Nicole Maestas, and Patrick Purcell
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Representativeness of the Low-Income Population in the Health and Retirement Study with Supplementary Analyses for 1991 and 1997
WP 2014-316, UM11-16
Erik Meijer and Lynn Karoly
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The Implications of Differential Trends in Mortality for Social Security Policy
WP 2014-314, UM14-11
John Bound, Arline Geronimus, Javier Rodriguez, and Timothy A. Waidmann
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Responses of Time-use to Shocks in Wealth during the Great Recession
WP 2014-313, UM14-06
Jim Been, Michael Hurd, and Susann Rohwedder
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Long-Run Determinants of Intergenerational Transfers
WP 2014-312, UM14-03
John Karl Scholz, Ananth Seshadri, and Kamil Sicinski
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Does Protecting Older Workers from Discrimination Make It Harder to Get Hired?
WP 2014-311, UM12-07
David Neumark, Joanne Song McLaughlin, and Patrick Button
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Does Retirement Make you Happy? A Simultaneous Equations Approach
WP 2014-310, UM14-09
Raquel Fonseca, Arie Kapteyn, Jinkook Lee, and Gema Zamarro
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The Insurance Role of Household Labor Supply for Older Workers
WP 2014-309, UM14-07
Yanan Li and Victoria Prowse
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Will They Take the Money and Work? An Empirical Analysis of People’s Willingness to Delay Claiming Social Security Benefits for a Lump Sum 
WP 2014-308, UM14-02
Raimond H. Maurer, Olivia S. Mitchell, Ralph Rogalla, and Tatjana Schimetschek
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Have We Finally Achieved Actuarial Fairness of Social Security Retirement Benefits and Will It Last?
WP 2014-307, UM13-02
Frank Heiland and Na Yin
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Distributional Effects of Means Testing Social Security: An Exploratory Analysis
WP 2014-306, UM14-01
Alan L. Gustman, Thomas L. Steinmeier, and Nahid Tabatabai
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Rejection from the Disability Insurance Program and Dependency on Social Support
WP 2014-305, UM12-16
Susan Chen
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Is the 2010 Affordable Care Act Minimum Standard to Identify Disability in All National Datasets Good Enough for Policy Purposes?
WP 2014-267, UM12-14
Richard V. Burkhauser, T. Lynn Fisher, Andrew J. Houtenville, and Jennifer R. Tennant
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Previous Migration Experience and Legal Immigration Status among Intending Mexican Migrants to the United States
WP 2014-304, UM13-15
Peter B. Brownell and Michael S. Rendall
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Uncovering the Relationship between Real Interest Rates and Economic Growth
WP 2013-303, UM13-Q1
Bruce Hansen and Ananth Seshadri
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What Do Data on Millions of U.S. Workers Say About Life Cycle Income Risk?
WP 2013-302, UM13-08
Fatih Guvenen, Fatih Karahan, Serdar Ozkan, and Jae Song
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Does Retirement Induced through Social Security Pension Eligibility Influence Subjective Well-being? A Cross-Country Comparison
WP 2013-301, UM13-14
Arie Kapteyn, Jinkook Lee, and Gema Zamarro
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Expectations and Household Spending
WP 2013-300, UM13-05
Michael Hurd and Susann Rohwedder
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Evaluating Web-based Savings Interventions: A Preliminary Assessment
WP 2013-299, UM13-10
Wei-Yin Hu, Olivia S. Mitchell, Cynthia Pagliaro, and Stephen P. Utkus
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Cognitive Ability, Expectations, and Beliefs about the Future: Psychological Influences on Retirement Decisions
WP 2013-298, UM13-Q4
Andrew Parker, Leandro Carvalho, and Susann Rohwedder
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Social Security Benefit Claiming and Medicare Utilization
WP 2013-297, UM13-13
John Bound, Helen Levy, and Lauren Nicholas
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The Assets and Liabilities of Cohorts: The Antecedents of Retirement Security
WP 2013-296, UM13-11
J. Michael Collins, John Karl Scholz, and Ananth Seshadri
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Labor Force Transitions at Older Ages: The Roles of Work Environment and Personality
WP 2013-295, UM13-Q5
Marco Angrisani, Michael Hurd, Erik Meijer, Andrew Parker, and Susann Rohwedder
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Costs and Benefits of In-Kind Transfers: The Case of Medicaid Home Care Benefits 
WP 2013-294, UM13-03
Ethan Lieber and Lee Lockwood
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How Family Status and Social Security Claiming Options Shape Optimal Life Cycle Portfolios
WP 2013-293, UM13-12
Andreas Hubener, Raimond H. Maurer, and Olivia S. Mitchell
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Health Insurance and Retirement Decisions
WP 2013-292, UM13-01
John Karl Scholz and Ananth Seshadri
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Older Adult Debt and Financial Frailty
WP 2013-291, UM13-09
Annamaria Lusardi and Olivia S. Mitchell
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Technical Review Panel for the Pension Insurance Modeling System (PIMS)
WP 2013-290, UM13-Q2
Olivia S. Mitchell, Christopher C. Geczy, Robert Novy-Marx, Raimond H. Maurer, Donald E. Fuerst, Christopher M. Bone, Donald J. Segal, Martin G. Clarke, Frank J. Fabozzi, Deborah Lucas, and David F. Babbel
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Disability Insurance and Healthcare Reform: Evidence from Massachusetts
WP 2013-289, UM12-17
Nicole Maestas, Kathleen Mullen, and Alexander Strand
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The Social Security Windfall Elimination and Government Pension Offset Provisions for Public Employees in the Health and Retirement Study 
WP 2013-288, UM13-07
Alan L. Gustman, Thomas L. Steinmeier, and Nahid Tabatabai
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Did Age Discrimination Protections Help Older Workers Weather the Great Recession?
WP 2013-287, UM13-04
David Neumark and Patrick Button
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Optimal Life Cycle Portfolio Choice with Variable Annuities Offering Liquidity and Investment Downside Protection
WP 2013-286, UM13-Q3
Vanya Horneff, Raimond H. Maurer, Olivia S. Mitchell, and Ralph Rogalla
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Employment Trends by Age in the United States: Why Are Older Workers Different?
WP 2013-285, UM12-03
Sudipto Banerjee and David Blau
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Trends in the Composition and Outcomes of Young Social Security Disability Awardees
WP 2013-284, UM12-19
Yonatan Ben-Shalom and David Stapleton
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Estimates of the Potential Insurance Value of Disability Insurance for Individuals with Mental Health Impairments
WP 2013-283, UM12-15
John Bound, Kyle J. Caswell, and Timothy A. Waidmann
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Macroeconomic Determinants of Retirement Timing
WP 2013-281, UM13-06
Yuriy Gorodnichenko, Jae Song, and Dmitriy Stolyarov
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Technological Progress and the Earnings of Older Workers
WP 2013-280, UM12-01
Yuriy Gorodnichenko, John P. Laitner, Jae Song, and Dmitriy Stolyarov
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Representativeness of the Low-Income Population in the Health and Retirement Study
WP 2013-273, UM11-16
Erik Meijer and Lynn Karoly
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Mismeasurement of Pensions Before and After Retirement: The Mystery of the Disappearing Pensions with Implications for the Importance of Social Security as a Source of Retirement Support
WP 2012-268, UM12-10
Alan L. Gustman, Thomas L. Steinmeier, and Nahid Tabatabai
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At the Corner of Main and Wall Street: Family Pension Responses to Liquidity Change and Perceived Returns
WP 2012-282, UM11-Q2
Thomas Bridges and Frank Stafford
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Personality Traits and Economic Preparation for Retirement
WP 2012-279, UM12-11
Michael Hurd, Angela Lee Duckworth, Susann Rohwedder, and David Weir
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Medicaid Insurance in Old Age
WP 2012-278, UM12-12
Mariacristina De Nardi, Eric French, and John Bailey Jones
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The Great Recession, Older Workers with Disabilities, and Implications for Retirement Security
WP 2012-277, UM12-21
Onur Altindag, Lucie Schmidt, and Purvi Sevak
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Diminishing Margins: Housing Market Declines and Family Financial Responses
WP 2012-276, UM11-Q2
Frank Stafford, Erik Hurst, and Bing Chen
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Motives for Bequests within the Middle Class
WP 2012-275, UM12-05
John P. Laitner and Amanda Sonnega
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Investment Decisions in Retirement: The Role of Subjective Expectations
WP 2012-274, UM12-13
Marco Angrisani, Michael Hurd, and Erik Meijer
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Tax Elasticity of Labor Earnings for Older Individuals 
WP 2012-272, UM12-02
Abby Alpert and David Powell
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The Interplay of Wealth, Retirement Decisions, Policy and Economic Shocks
WP 2012-271, UM12-09
John Karl Scholz and Ananth Seshadri
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Retirement in Japan and the United States: Cross-national Comparisons using the Japanese Study of Aging and Retirement (JSTAR) and the U.S. Health and Retirement Study (HRS)
WP 2012-270, UM12-22
Olivia S. Mitchell and John W. R. Phillips
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Vocational Rehabilitation on the Road to Social Security Disability: Longitudinal Statistics from Matched Administrative Data 
WP 2012-269, UM11-03
David Stapleton and Frank H. Martin
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Exchanging Delayed Social Security Benefits for Lump Sums: Could This Incentivize Longer Work Careers?
WP 2012-266, UM12-08
Jing Jing Chai, Raimond H. Maurer, Olivia S. Mitchell, and Ralph Rogalla
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Barriers to Later Retirement: Increases in the Full Retirement Age, Age Discrimination, and the Physical Challenges of Work
WP 2012-265, UM12-07
David Neumark and Joanne Song McLaughlin
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Communication with Individuals with Intellectual Disabilities and Psychiatric Disabilities: A Summary of the Literature
WP 2012-264, UM12-Q1
Walton O. Schalick III
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Behavioral Effects of Social Security Policies on Benefit Claiming, Retirement and Saving
WP 2012-263, UM12-04
Alan L. Gustman and Thomas L. Steinmeier
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Induced Entry into the Social Security Disability Program: Using Past SGA Changes as a Natural Experiment
WP 2012-262, UM11-Q1
Nicole Maestas, Kathleen Mullen, and Gema Zamarro
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Spousal Labor Supply Responses to Government Programs: Evidence from the Disability Insurance Program
WP 2012-261, UM10-05
Susan Chen
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Does Disability Insurance Receipt Discourage Work? Using Examiner Assignment to Estimate Causal Effects of SSDI Receipt
WP 2010-241, UM10-04
Nicole Maestas, Kathleen Mullen, and Alexander Strand
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Personality and Response to the Financial Crisis
WP 2011-260, UM11-09
Angela Lee Duckworth and David Weir
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Macroeconomic Conditions and Updating of Expectations by Older Americans
WP 2011-259, UM11-13
Purvi Sevak and Lucie Schmidt
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Does Delay Cause Decay? The Effect of Administrative Decision Time on the Labor Force Participation and Earnings of Disability Applicants
WP 2011-258, UM11-01
David Autor, Nicole Maestas, Kathleen Mullen, and Alexander Strand
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Earnings Growth versus Measures of Income and Education for Predicting Mortality
WP 2011-257, UM10-24
Harriet Duleep and David A. Jaeger
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Health Insurance, Health Care and Labor Supply by Older Adults 
WP 2011-256, UM11-04
Lauren Nicholas
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The Effects of the Financial Crisis on Actual and Anticipated Consumption
WP 2011-255, UM11-10
Michael Hurd and Susann Rohwedder
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Consumption and Differential Mortality
WP 2011-254, UM11-17
Michael Hurd and Susann Rohwedder
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How Did the Recession of 2007-2009 Affect the Wealth and Retirement of the Near Retirement Age Population in the Health and Retirement Study?
WP 2011-253, UM11-08
Alan L. Gustman, Thomas L. Steinmeier, and Nahid Tabatabai
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The Influence of Public Policy on Health, Wealth and Mortality
WP 2011-252, UM11-12
John Karl Scholz and Ananth Seshadri
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The Importance of State Anti-Discrimination Laws on Employer Accommodation and the Movement of their Employees onto Social Security Disability Insurance
WP 2011-251, UM11-02
Richard V. Burkhauser, Lauren Nicholas, and Maximilian D. Schmeiser
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Effects of Legal and Unauthorized Immigration on the U.S. Social Security System
WP 2011-250, UM11-07
Hugo A. Benítez-Silva, Eva Carceles-Poveda, and Selcuk Eren
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Do Stronger Age Discrimination Laws Make Social Security Reforms More Effective? 
WP 2011-249, UM11-15
David Neumark and Joanne Song McLaughlin
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The Effects of Changes in Women’s Labor Market Attachment on Redistribution Under the Social Security Benefit Formula
WP 2011-248, UM11-06
Alan L. Gustman, Thomas L. Steinmeier, and Nahid Tabatabai
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Lifecycle Impacts of the Financial and Economic Crisis on Household Optimal Consumption, Portfolio Choice, and Labor Supply
WP 2011-246, UM11-11
Jing Jing Chai, Raimond H. Maurer, Olivia S. Mitchell, and Ralph Rogalla
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First-Round Impacts of the 2008 Chilean Pension System Reform
WP 2011-245, UM11-05
Jere Behrman, Maria Cecilia Calderon, Olivia S. Mitchell, Javiera Vasquez, and David Bravo
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The Labor Supply Effects of Disability Insurance: Evidence from Automatic Conversion Using Administrative Data
WP 2010-247, UM10-01
Nicole Maestas and Jae Song
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Protecting the Household Incomes of Older Workers with Significant Health-Related Work Limitations in an Era of Fiscal Responsibility
WP 2010-244, UM10-03
Jody Schimmel Hyde and David Stapleton
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Framing Social Security Reform: Behavioral Responses to Changes in the Full Retirement Age
WP 2010-243, UM10-SP
Luc Behaghel and David Blau
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Post-Retirement Adjustments in Defined Benefit Pensions
WP 2010-242, UM10-17
Charles Brown
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The Social Security Early Retirement Benefit as Safety Net
WP 2010-240, UM10-02
John Bound and Timothy A. Waidmann
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Reconciling Findings on the Employment Effect of Disability Insurance
WP 2010-239, UM09-01
John Bound and Timothy A. Waidmann
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Intergenerational Transfers in the Health and Retirement Study Data
WP 2010-238, UM10-14
John P. Laitner and Amanda Sonnega
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Occupational Learning, Financial Knowledge, and the Accumulation of Retirement Wealth
WP 2010-237, UM10-08
Brooke Helppie McFall, Kandice Kapinos, and Robert J. Willis
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The Effects of Medicaid and Medicare Reforms on the Elderly’s Savings and Medical Expenditures
WP 2010-236, UM10-16
Mariacristina De Nardi, Eric French, and John Bailey Jones
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Personality, Lifetime Earnings, and Retirement Wealth
WP 2010-235, UM10-13
Angela Lee Duckworth and David Weir
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Geographic Dispersion and the Well-being of the Elderly
WP 2010-234, UM10-15
Suzanne M. Bianchi, Kathleen McGarry, and Judith A. Seltzer
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How Financial Literacy and Impatience Shape Retirement Wealth and Investment Behaviors
WP 2010-233, UM10-11
Justine Hastings and Olivia S. Mitchell
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The Effect of the Risk of Out-of-Pocket Spending for Health Care on Economic Preparation for Retirement
WP 2010-232, UM10-18
Michael Hurd and Susann Rohwedder
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The Effects of the Economic Crisis on the Older Population 
WP 2010-231, UM10-06
Michael Hurd and Susann Rohwedder
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Cognitive Ability and Retiree Health Care Expenditure
WP 2010-230, UM10-20
Hanming Fang, Lauren Nicholas, and Daniel Silverman
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The Joint Labor Supply Decision of Married Couples and the Social Security Pension System
WP 2010-229, UM10-23
Shinichi Nishiyama
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The Effects of the Financial Crisis on the Well-Being of Older Americans: Evidence from the Cognitive Economics Study
WP 2010-228, UM10-07
Matthew D. Shapiro
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The Growth in Social Security Benefits Among the Retirement Age Population from Increases in the Cap on Covered Earnings
WP 2010-227, UM10-21
Alan L. Gustman, Thomas L. Steinmeier, and Nahid Tabatabai
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Financial Capability in the United States: Consumer Decision-Making and the Role of Social Security
WP 2010-226, UM10-22
Annamaria Lusardi
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Mortgage Contract Decisions and Mortgage Distress: Family and Financial Life-Cycle Factors
WP 2010-225, UM10-09
Frank Stafford and Elena Gouskova
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Health and Wealth in a Life-Cycle Model
WP 2010-224, UM10-19
John Karl Scholz and Ananth Seshadri
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Financial Knowledge and Financial Literacy at the Household Level
WP 2010-223, UM10-12
Alan L. Gustman, Thomas L. Steinmeier, and Nahid Tabatabai
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Borrowing from Yourself: The Determinants of 401(k) Loan Patterns
WP 2010-221, UM10-10
Timothy Jun Lu and Olivia S. Mitchell
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How Common is “Parking” Among Social Security Disability Insurance (SSDI) Beneficiaries? Evidence from the 1999 Change in the Level of Substantial Gainful Activity (SGA)
WP 2009-220, UM09-02
Jody Schimmel Hyde, David Stapleton, and Jae Song
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Participation and Contributions in Tax-deferred Retirement Accounts: Evidence from Social Security Records
WP 2009-219, UM09-13
Marjorie Honig and Irena Dushi
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2009

Mortality Contingent Claims: Impact of Capital Market, Income, and Interest Rate Risk
WP 2009-222, UM09-12
Wolfram J. Horneff and Raimond H. Maurer
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The Level and Risk of Out-of-Pocket Health Care Spending
WP 2009-218, UM09-08
Michael Hurd and Susann Rohwedder
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Marking Social Security’s Open Group Liability to Market
WP 2009-217, UM09-03
Paul Anton Koehler and Laurence J. Kotlikoff
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Financial Literacy and Financial Sophistication in the Older Population: Evidence from the 2008 HRS
WP 2009-216, UM09-10
Annamaria Lusardi, Olivia S. Mitchell, and Vilsa Curto
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Proximity and Coresidence of Adult Children and their Parents: Description and Correlates
WP 2009-215, UM09-18
Janice Compton and Robert A. Pollak
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What Replacement Rates Should Households Use?
WP 2009-214, UM09-04
John Karl Scholz and Ananth Seshadri
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Gain and Loss: Marriage and Wealth Changes Over Time
WP 2009-213, UM09-19
Julie Zissimopoulos
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The Displacement Effect of Public Pensions on the Accumulation of Financial Assets
WP 2009-212, UM09-16
Michael Hurd, Pierre-Carl Michaud, and Susann Rohwedder
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Buffering Shocks to Well-Being Late in Life
WP 2009-211, UM09-05
Matthew D. Shapiro
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Social Security Literacy and Retirement Well-Being
WP 2009-210, UM09-11
Hugo A. Benítez-Silva, Berna Demiralp, and Zhen Liu
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Investor Behavior and Fund Performance under a Privatized Retirement Accounts System: Evidence from Chile
WP 2009-209, UM09-17
Elena Krasnokutskaya and Petra Todd
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Income, Material Hardship, and the Use of Public Programs among the Elderly
WP 2009-208, UM09-14
Helen Levy
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Work Disability, Work, and Justification Bias in Europe and the U.S.
WP 2009-207, UM09-15
Arie Kapteyn, James P. Smith, and Arthur van Soest
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How Do Pension Changes Affect Retirement Preparedness? The Trend to Defined Contribution Plans and the Vulnerability of the Retirement Age Population to the Stock Market Decline of 2008-2009
WP 2009-206, UM09-09
Alan L. Gustman, Thomas L. Steinmeier, and Nahid Tabatabai
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Retirement in a Life Cycle Model of Labor Supply with Home Production
WP 2009-205, UM09-06
Richard Rogerson and Johanna Wallenius
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Extending Life Cycle Models of Optimal Portfolio Choice: Integrating Flexible Work, Endogenous Retirement, and Investment Decisions with Lifetime Payouts
WP 2009-204, UM09-12
Jing Jing Chai, Wolfram J. Horneff, Raimond H. Maurer, and Olivia S. Mitchell
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The Efficiency of Pension Menus and Individual Portfolio Choice in 401(k) Pensions
WP 2009-203, UM09-07
Ning Tang, Olivia S. Mitchell, Gary R. Mottola, and Stephen P. Utkus
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Social Security Rules and Labor Force Participation of Older Workers: Evidence from Chile
WP 2008-202, UM08-23
Alejandra Cox Edwards and Estelle James
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How Much Do Respondents in the Health and Retirement Study Know About Their Tax-deferred Contribution Plans? A Crosscohort Comparison
WP 2008-201, UM08-05
Irena Dushi and Marjorie Honig
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Financial Literacy among the Young
WP 2008-191, UM08-12
Annamaria Lusardi, Olivia S. Mitchell, and Vilsa Curto
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2008

Stylized Facts and Incentive Effects Related to Claiming of Retirement Benefits Based on Social Security Administration Data
WP 2008-200, UM08-04
Wojciech Kopczuk and Jae Song
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Saving among Low-Income Women: Motivation and Obstacles
WP 2008-199, UM08-Q3
Helen Levy and Kristin S. Seefeldt
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Does the Rise in the Full Retirement Age Encourage Disability Benefits Applications? Evidence from the Health and Retirement Study
WP 2008-198, UM08-21
Xiaoyan Li and Nicole Maestas
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The Optimal Design of Social Security Benefits
WP 2008-197, UM08-19
Shinichi Nishiyama and Kent Smetters
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Pension Reform in Mexico: The Evolution of Pension Fund Management Fees and their Effect on Pension Balances
WP 2008-196, UM08-16
Emma Aguila, Michael Hurd, and Susann Rohwedder
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How Do Lower-Income Families Think about Retirement?
WP 2008-195, UM08-15
Helen Levy and Kristin S. Seefeldt
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The Labor Supply Effects of Disability Insurance Work Disincentives: Evidence from the Automatic Conversion to Retirement Benefits at Full Retirement Age
WP 2008-194, UM08-13
Nicole Maestas and Na Yin
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How Pension Rules Affect Work and Contribution Patterns: A Behavioral Model of the Chilean Privatized Pension System
WP 2008-193, UM08-22
Petra Todd and Viviana Vélez-Grajales
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Labor Market and Immigration Behavior of Middle-Aged and Elderly Mexicans
WP 2008-192, UM08-14
Emma Aguila and Julie Zissimopoulos
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Preparation for Retirement, Financial Literacy and Cognitive Resources
WP 2008-190, UM08-07
Adeline Delavande, Susann Rohwedder, and Robert J. Willis
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Are All Americans Saving ‘Optimally’ for Retirement?
WP 2008-189, UM08-01
John Karl Scholz and Ananth Seshadri
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Curing the Dutch Disease: Lessons for United States Disability Policy
WP 2008-188, UM08-Q2
Richard V. Burkhauser, Mary C. Daly, and Philip R. de Jong
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The Transformation in Who is Expected to Work in the United States and How it Changed the Lives of Single Mothers and People with Disabilities
WP 2008-187, UM08-Q2
Richard V. Burkhauser, Mary C. Daly, Jeff Larrimore, and Joyce Kwok
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Retirement Wealth Across Cohorts: The Role of Earnings Inequality and Pension Changes
WP 2008-186, UM08-18
Ann Huff Stevens
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The Ability of Various Measures of Fatness to Predict Application for Disability Insurance
WP 2008-185, UM08-17
Richard V. Burkhauser, John H. Cawley, and Maximilian D. Schmeiser
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The Adequacy of Economic Resources in Retirement
WP 2008-184, UM08-11
Michael Hurd and Susann Rohwedder
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Early Retirement, Labor Supply, and Benefit Withholding: The Role of the Social Security Earnings Test
WP 2008-183, UM08-09
Hugo A. Benítez-Silva and Frank Heiland
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Individuals’ Responses to Social Security Reform
WP 2008-182, UM08-08
Adeline Delavande and Susann Rohwedder
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Immigrant-Native Fertility and Mortality Differentials in the United States
WP 2008-181, UM08-02
Purvi Sevak and Lucie Schmidt
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Marital Histories and Economic Well-Being
WP 2008-180, UM08-10
Julie Zissimopoulos, Benjamin Karney, and Amy J. Rauer
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How Does Modeling of Retirement Decisions at the Family Level Affect Estimates of the Impact of Social Security Policies on Retirement?
WP 2008-179, UM08-03
Alan L. Gustman and Thomas L. Steinmeier
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Deferred Annuities and Strategic Asset Allocation
WP 2008-178, UM08-24
Wolfram J. Horneff and Raimond H. Maurer
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Asset Allocation and Location over the Life Cycle with Survival-Contingent Payouts
WP 2008-177, UM08-24
Wolfram J. Horneff, Raimond H. Maurer, Olivia S. Mitchell, and Michael Z. Stamos
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The Efficiency of Pension Plan Investment Menus: Investment Choices in Defined Contribution Pension Plans
WP 2008-176, UM08-20
Ning Tang and Olivia S. Mitchell
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Forecasting Labor Force Participation and Economic Resources of the Early Baby Boomers
WP 2008-175, UM07-21
Pierre-Carl Michaud and Susann Rohwedder
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Adequacy of Economic Resources in Retirement and Returns-to-scale in Consumption
WP 2008-174, UM07-07
Michael Hurd and Susann Rohwedder
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Deconstructing Life-cycle Expenditure
WP 2008-173, UM08-06
Mark Aguiar and Erik Hurst
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2007

Housing Wealth and Retirement Timing
WP 2007-172, UM07-20
Martin Farnham and Purvi Sevak
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Trends in the Labor Force Participation of Married Women
WP 2007-171, UM07-15
Christopher House, John P. Laitner, and Dmitriy Stolyarov
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The Effects of Health Insurance and Self-Insurance on Retirement Behavior
WP 2007-170, UM07-13
Eric French and John Bailey Jones
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How do Immigrants Fare in Retirement?
WP 2007-169, UM07-09
Purvi Sevak and Lucie Schmidt
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Estimating the Health Effects of Retirement
WP 2007-168, UM07-08
John Bound and Timothy A. Waidmann
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Managing the Risk of Life
WP 2007-167, UM07-04
Adeline Delavande and Robert J. Willis
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Burnout and the Retirement Decision
WP 2007-166, UM07-03
Nicole Maestas and Xiaoyan Li
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Life-cycle Models: Lifetime Earnings and the Timing of Retirement
WP 2007-165, UM07-16
John P. Laitner and Daniel Silverman
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Future Beneficiary Expectations of the Returns to Delayed Social Security Benefit Claiming and Choice Behavior
WP 2007-164, UM07-01
Jeff Dominitz, Angela Hung, and Arthur van Soest
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Take-Up of Medicare Part D and the SSA Subsidy: Early Results from the Health and Retirement Study
WP 2007-163, UM07-06
Helen Levy and David Weir
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Financial Literacy and Stock Market Participation
WP 2007-162, UM07-SP
Maarten van Rooij, Annamaria Lusardi, and Rob Alessie
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The Impact of Private Participation on Disability Costs: Evidence from Chile
WP 2007-161, UM07-14
Estelle James, Alejandra Cox Edwards, and Augusto Iglesias Palau
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Are 401(k) Saving Rates Changing? Cohort/Period Evidence from the Health and Retirement Study
WP 2007-160, UM07-05
Irena Dushi and Marjorie Honig
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Subjective Survival Probabilities in the Health and Retirement Study: Systematic Biases and Predictive Validity
WP 2007-159, UM07-19
Todd Elder
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Children and Household Wealth
WP 2007-158, UM07-12
John Karl Scholz and Ananth Seshadri
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Financial Literacy and Retirement Planning: New Evidence from the Rand American Life Panel
WP 2007-157, UM07-10
Annamaria Lusardi and Olivia S. Mitchell
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A Longitudinal Analysis of Entries and Exits of the Low-Income Elderly to and from the Supplemental Security Income Program
WP 2007-156, UM07-02
Elizabeth Powers and Todd Elder
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The Effect of Retirement Incentives on Retirement Behavior: Evidence from the Self-Employed in the United States and England
WP 2007-155, UM07-18
Julie Zissimopoulos, Nicole Maestas, and Lynn Karoly
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Winners and Losers: 401(k) Trading and Portfolio Performance
WP 2007-154, UM07-11
Takeshi Yamaguchi, Olivia S. Mitchell, Gary R. Mottola, and Stephen P. Utkus
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Projecting Behavioral Responses to the Next Generation of Retirement Policies
WP 2007-153, UM05-02
Alan L. Gustman and Thomas L. Steinmeier
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Money in Motion: Dynamic Portfolio Choice in Retirement
WP 2007-152, UM07-17
Wolfram J. Horneff, Raimond H. Maurer, Olivia S. Mitchell, and Michael Z. Stamos
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Enhancing the Quality of Data on the Measurement of Income and Wealth
WP 2007-151, UM06-01
F. Thomas Juster, Honggao Cao, Mick Couper, Daniel H. Hill, Michael Hurd, Joseph P Lupton, Michael Perry, and James P. Smith
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The Responsiveness of Private Savings to Medicaid Long Term Care Policies
WP 2007-150, UM06-18
Purvi Sevak and Lina Walker
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Labor Market Status and Transitions During the Pre-Retirement Years: Learning from International Differences
WP 2007-149, UM06-22
Arie Kapteyn, James P. Smith, Arthur van Soest, and James Banks
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2006

The Importance of Objective Health Measures in Predicting Early Receipt of Social Security Benefits: The Case of Fatness
WP 2006-148, UM06-23
Richard V. Burkhauser and John H. Cawley
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Crowd-out, Adverse Selection and Information in Annuity Markets: Evidence from a New Retrospective Data Set in Chile
WP 2006-147, UM06-19
Alejandra Cox Edwards and Estelle James
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Life-Cycle Asset Allocation with Annuity Markets: Is Longevity Insurance a Good Deal?
WP 2006-146, UM06-11
Wolfram J. Horneff, Raimond H. Maurer, and Michael Z. Stamos
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How the Distribution of After-Tax Income Changed Over the 1990s Business Cycle: A Comparison of the United States, Great Britain, Germany and Japan
WP 2006-145, UM05-S3
Richard V. Burkhauser, Takashi Oshio, and Ludmila Rovba
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Financial Literacy and Retirement Preparedness: Evidence and Implications for Financial Education Programs
WP 2006-144, UM06-05
Annamaria Lusardi and Olivia S. Mitchell
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Home Production by Dual Earner Couples and Consumption During Retirement
WP 2006-143, UM06-10
Christopher House, John P. Laitner, and Dmitriy Stolyarov
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Consumption, Retirement, and Social Security: Evaluating the Efficiency of Reform with a Life-Cycle Model
WP 2006-142, UM05-19
John P. Laitner and Daniel Silverman
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Self-Assessed Retirement Outcomes: Determinants and Pathways
WP 2006-141, UM06-14
Susann Rohwedder
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Social Security Privatization with Income-Mortality Correlation
WP 2006-140, UM06-07
Shinichi Nishiyama and Kent Smetters
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Taxes, Wages, and the Labor Supply of Older Americans
WP 2006-139, UM06-08
Lucie Schmidt and Purvi Sevak
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Retirement Savings Portfolio Management
WP 2006-138, UM06-20
Jeff Dominitz and Angela Hung
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The Impact of Health Insurance Availability on Retirement Decision Reversals
WP 2006-137, UM05-S4
Joshua Congdon-Hohman
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Planning and Financial Literacy: How Do Women Fare?
WP 2006-136, UM06-05
Annamaria Lusardi and Olivia S. Mitchell
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How Did the Elimination of the Earnings Test Above the Normal Retirement Age Affect Retirement Expectations?
WP 2006-135, UM06-13
Pierre-Carl Michaud and Arthur van Soest
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A Dynamic Model of Retirement and Social Security Reform Expectations: A Solution to the New Early Retirement Puzzle
WP 2006-134, UM06-17
Hugo A. Benítez-Silva, Debra Sabatini Dwyer, and Warren C. Sanderson
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Discouraged Workers? Job Search Outcomes of Older Workers
WP 2006-133, UM06-21
Nicole Maestas and Xiaoyan Li
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Alternative Measures of Replacement Rates
WP 2006-132, UM06-03
Michael Hurd and Susann Rohwedder
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Men With Health Insurance and the Women Who Love Them: the Effect of a Husband’s Retirement on His Wife’s Health Insurance Coverage
WP 2006-131, UM06-15
Jody Schimmel Hyde
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Financial Risk, Retirement, Saving and Investment
WP 2006-130, UM06-12
Alan L. Gustman and Thomas L. Steinmeier
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Probabilistic Thinking and Early Social Security Claiming
WP 2006-129, UM06-09
Adeline Delavande, Michael Perry, and Robert J. Willis
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How Accurate are Expected Retirement Savings?
WP 2006-128, UM06-04
Steven J. Haider and Mel Stephens Jr.
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How Changes in Social Security Affect Retirement Trends
WP 2006-127, UM06-02
Alan L. Gustman and Thomas L. Steinmeier
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Americans’ Dependency on Social Security
WP 2006-126, UM06-16
Laurence J. Kotlikoff, Ben Marx, and Pietro Rizza
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Understanding Trading Behavior in 401(k) Plans
WP 2006-125, UM05-S2
Takeshi Yamaguchi
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Optimizing the Retirement Decision: Asset Allocation, Annuitization, and Risk Aversion
WP 2006-124, UM06-11
Wolfram J. Horneff, Raimond H. Maurer, Olivia S. Mitchell, and Ivica Dus
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The Excess Burden of Government Indecision
WP 2006-123, UM06-16
Francisco Gomes, Laurence J. Kotlikoff, and Luis M. Viceira
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Savings Between Cohorts: the Role of Planning
WP 2006-122, UM05-09
Annamaria Lusardi and Jason Beeler
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Social Security and Retirement Dynamics
WP 2006-121, UM05-05
Alan L. Gustman and Thomas L. Steinmeier
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The Role of Conventional Retirement Age in Retirement Decisions
WP 2006-120, UM05-11
Charles Brown
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Savings, Portfolio Choice, and Retirement Expectations
WP 2006-119, UM05-14
Arthur van Soest and Arie Kapteyn
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The Impact of Misperceptions about Social Security on Saving and Well-being
WP 2006-118, UM05-10
Susann Rohwedder and Arthur van Soest
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Public Health Insurance and SSI Program Participation Among the Aged
WP 2006-117, UM05-16
Todd Elder and Elizabeth Powers
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Social Security Replacement Rates for Alternative Earnings Benchmarks
WP 2006-116, UM05-01
Olivia S. Mitchell and John W. R. Phillips
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The Inattentive Participant: Portfolio Trading Behavior in 401(k) Plans
WP 2006-115, UM06-06
Olivia S. Mitchell, Gary R. Mottola, Stephen P. Utkus, and Takeshi Yamaguchi
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Baby Boomer Retirement Security: The Roles of Planning, Financial Literacy, and Housing Wealth
WP 2006-114, UM05-09
Annamaria Lusardi and Olivia S. Mitchell
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The Effect of Unfolding Brackets on the Quality of Wealth Data in HRS
WP 2006-113, UM05-06
F. Thomas Juster, Honggao Cao, Michael Perry, and Mick Couper
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On the Covariance Structure of Changes in Consumption in the Health and Retirement Study
WP 2006-112, UM05-S1
Michael Perry
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How to Integrate Disability Benefits into a System with Individual Accounts: The Chilean Model
WP 2006-111, UM05-13
Estelle James and Augusto Iglesias Palau
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Consumption and Economic Well-Being at Older Ages: Income- and Consumption-Based Poverty Measures in the HRS
WP 2006-110, UM05-08
Michael Hurd and Susann Rohwedder
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2005

Gender, Marriage, and Asset Accumulation in the United States
WP 2005-109, UM05-12
Lucie Schmidt and Purvi Sevak
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Financial Literacy and Planning: Implications for Retirement Wellbeing
WP 2005-108, UM05-09
Annamaria Lusardi and Olivia S. Mitchell
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Technological Progress and Worker Productivity at Different Ages
WP 2005-107, UM05-04
John P. Laitner and Dmitriy Stolyarov
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Does Social Security Privatization Produce Efficiency Gains?
WP 2005-106, UM05-15
Shinichi Nishiyama and Kent Smetters
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Retirement, Saving, Benefit Claiming and Solvency Under A Partial System of Voluntary Personal Accounts
WP 2005-105, UM05-02
Alan L. Gustman and Thomas L. Steinmeier
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Why Not Retire? The Time and Timing Costs of Market Work
WP 2005-104, UM05-18
Daniel S. Hamermesh
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Estimating Life-cycle Effects of Subjective Survival Probabilites in the Health and Retirement Study
WP 2005-103, UM05-S1
Michael Perry
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Will China Eat Our Lunch or Take Us to Dinner? Simulating the Transition Paths of the U.S., E.U., Japan, and China
WP 2005-102, UM05-03
Hans Fehr, Sabine Jokisch, and Laurence J. Kotlikoff
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Enhancing the Quality of Data on Income and Wealth
WP 2005-101, UM04-10
Honggao Cao, Daniel H. Hill, F. Thomas Juster, and Michael Perry
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Knowledge and Preference in Reporting Financial Information
WP 2005-100, UM04-10
Honggao Cao and Daniel H. Hill
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Estimating Life-Cycle Parameters from Consumption Behavior at Retirement
WP 2005-099, UM02-03
John P. Laitner and Daniel Silverman
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Do Individual Accounts Postpone Retirement: Evidence from Chile
WP 2005-098, UM04-07
Estelle James and Alejandra Cox Edwards
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Valuing Lost Home Production in Dual-Earner Couples
WP 2005-097, UM04-14
John P. Laitner, Christopher House, and Dmitriy Stolyarov
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Changes in Consumption and Activities in Retirement
WP 2005-096, UM04-13
Michael Hurd and Susann Rohwedder
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The Impact of the 1972 Social Security Benefit Increase in Household Consumption
WP 2005-095, UM04-05
Mel Stephens Jr.
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Saving Shortfalls and Delayed Retirement
WP 2005-094, UM04-C1
Andrew Au, Olivia S. Mitchell, and John W. R. Phillips
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Measuring Social Security’s Financial Problems
WP 2005-093, UM04-04
Jagadeesh Gokhale and Kent Smetters
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Social Security Privatization with Elastic Labor Supply and Second-Best Taxes
WP 2005-092, UM04-02
Kent Smetters
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2004

Using a Structural Retirement Model to Simulate the Effects of Changes to the OASDI and Medicare Programs
WP 2004-091, UM04-06
John Bound, Todd R. Stinebrickner, and Timothy A. Waidmann
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The Social Security Retirement Earnings Test, Retirement and Benefit Claiming
WP 2004-090, UM04-01
Alan L. Gustman and Thomas L. Steinmeier
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Obesity, Disability, and Movement Onto the Disability Insurance Rolls
WP 2004-089, UM04-08
Richard V. Burkhauser and John H. Cawley
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Grasshoppers, Ants and Pre-Retirement Wealth: A Test of Permanent Income Consumers
WP 2004-088, UM04-S1
Erik Hurst
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Welfare Reform and Immigrant Participation in the Supplemental Security Income Program
WP 2004-087, UM02-C1
Paul S. Davies and Michael J. Greenwood
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The Impact of Health Status and Out-of-Pocket Medical Expenditures on Annuity Valuation
WP 2004-086, UM04-03
Cassio Turra and Olivia S. Mitchell
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Back to Work: Expectations and Realizations of Work After Retirement
WP 2004-085, UM03-15
Nicole Maestas
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Global Aging: Issues, Answers, and More Questions
WP 2004-084, UM04-Q1
Axel H. Börsch-Supan
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Precautionary Saving Over the Life Cycle
WP 2004-083, UM03-02
John P. Laitner
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Understanding Patterns of Social Security Benefit Receipt, Pensions Incomes, Retirement and Saving by Race, Ethnicity, Gender and Marital Status: A Structural Approach
WP 2004-082, UM03-13
Alan L. Gustman and Thomas L. Steinmeier
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Correcting Second Home Equity in HRS/AHEAD: The Issues, a Method, and Some Preliminary Results
WP 2004-081, UM03-Q3
Honggao Cao and F. Thomas Juster
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Decaying Asymmetric Information and Adverse Selection in Annuities
WP 2004-080, UM03-S2
David McCarthy
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The Impact of the 1996 SSI Childhood Disability Reforms: Evidence from Matched SIPP-SSA Data
WP 2004-079, UM03-C1
Lynn Karoly and Paul S. Davies
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How to Evaluate the Effects of Social Security Policies on Retirement and Saving When Firm Policies Affect the Opportunities Facing Older Individuals
WP 2004-078, UM03-03
Alan L. Gustman and Thomas L. Steinmeier
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Characteristics of and determinants of the density of contributions in a Private Social Security System
WP 2004-077, UM03-04
Alberto Arenas de Mesa, Jere Behrman, and David Bravo
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SSI for the Aged and the Problem of ‘Take-Up
WP 2004-076, UM03-14
Todd Elder and Elizabeth Powers
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Economic Adjustment of Recent Retirees to Adverse Wealth Shocks
WP 2004-075, UM03-S1
Gábor Kézdi and Purvi Sevak
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Modeling Lifetime Earnings Paths: Hypothetical versus Actual Workers
WP 2004-074, UM02-C2
Andrew Au, Olivia S. Mitchell, and John W. R. Phillips
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Random Scenario Forecasts Versus Stochastic Forecasts
WP 2004-073, UM01-03
Shripad Tuljapurkar, Ronald D. Lee, and Qi Li
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Life, Death, and the Economy: Mortality Change in Overlapping-Generations Model
WP 2004-072, UM01-03
Qi Li and Shripad Tuljapurkar
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A Cross-National Comparison of the Employment for Men With Disabilities: The United States and Germany in the 1980s and 1990s
WP 2004-071, UM03-D3
Richard V. Burkhauser and Johan Mathis Schröder
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Elderly Households and Housing Wealth: Do They Use It or Lose It? 
WP 2004-070, UM03-D1
Lina Walker
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The Retirement-Consumption Puzzle: Anticipated and Actual Declines in Spending at Retirement
WP 2004-069, UM03-10
Michael Hurd and Susann Rohwedder
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Payout Choices by Retirees in Chile: What Are They and Why?
WP 2004-068, UM03-07
Estelle James, Guillermo Martínez Barros, and Augusto Iglesias Palau
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Personal Accounts and Family Retirement
WP 2004-067, UM02-06
Alan L. Gustman and Thomas L. Steinmeier
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Trading with the Unborn: A New Perspective on Capital Income Taxation
WP 2004-066, UM03-12
Kent Smetters
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2003

Medicare Gaps and Widow Poverty
WP 2003-065, UM03-08
Kathleen McGarry and Robert F. Schoeni
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Early Retirement Windows 
WP 2003-064, UM02-07
Charles Brown
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Betting on Death and Capital Markets in Retirement: A Shortfall Risk Analysis of Life Annuities versus Phased Withdrawal Plans
WP 2003-063, UM04-12
Ivica Dus, Raimond H. Maurer, and Olivia S. Mitchell
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Expectation Formation of Older Married Couples and the Rational Expectations Hypothesis
WP 2003-062, UM03-11
Hugo A. Benítez-Silva and Debra Sabatini Dwyer
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The Impact of Financial Education on Savings and Asset Allocation
WP 2003-061, UM03-06
Annamaria Lusardi
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The Demand for Guarantees in Social Security Personal Retirement Accounts
WP 2003-060, UM03-05
Olivia S. Mitchell and Alexander Muermann
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Expectations in Micro Data: Rationality Revisited
WP 2003-059, UM02-11
Hugo A. Benítez-Silva, Debra Sabatini Dwyer, Wayne-Roy Gayle, and Thomas J. Muench
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Defined Benefit Pension Plan Liabilities and International Asset Allocation
WP 2003-058, UM03-D2
Tongxuan Yang
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The Impact of Poor Health Behaviors on Workforce Disability
WP 2003-057, UM02-12
Caroline R. Richardson, Jennifer T. Hanlon, Hillary J. Mull, Sandeep Vijan, Rodney Hayward, Linda Wray, and Kenneth M. Langa
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Labor Supply Flexibility and Portfolio Choice: An Empirical Analysis
WP 2003-056, UM03-09
Hugo A. Benítez-Silva
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The Annuity Puzzle Revisited
WP 2003-055, UM02-01
Hugo A. Benítez-Silva
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Social Security, Retirement and Wealth: Theory and Implications
WP 2003-054, UM02-10
Miles S. Kimball and Matthew D. Shapiro
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A Life-cycle Analysis of Defined Benefit Pension Plans
WP 2003-053, UM02-D1
David McCarthy
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The Social Security Reform Process in Italy: Where do We Stand?
WP 2003-052, UM03-01
Agar Brugiavini and Vincenzo Galasso
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Lifetime Earnings Variability and Retirement Wealth
WP 2003-051, UM01-C1
Olivia S. Mitchell, John W. R. Phillips, Andrew Au, and David McCarthy
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Labor Supply Responses to Social Security
WP 2003-050, UM02-03
John P. Laitner
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How Important Are Wages to the Elderly? Evidence from the New Beneficiary Data System and the Social Security Earnings Test
WP 2003-049, UM02-09
Steven J. Haider and David Loughran
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Microsimulations in the Presence of Heterogeneity 
WP 2003-048, UM01-08
Constantijn W. A. Panis and Lee Lillard
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Mental Health and Labor Force Exits in Older Workers: The Mediating or Moderating Roles of Physical Health and Job Factors
WP 2003-047, UM01-07
Linda Wray
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The Economic Status of Elderly Divorced Women
WP 2003-046, UM02-08
Steven J. Haider, Alison Jacknowitz, and Robert F. Schoeni
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Saving for Retirement: Wage Growth and Unexpected Events
WP 2003-045, UM02-05
Michael Hurd and Julie Zissimopoulos
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Key Equations in the Tuljapurkar-Lee Model of the Social Security System
WP 2003-044, UM03-Q1
Ryan D. Edwards, Ronald D. Lee, Michael W. Anderson, Shripad Tuljapurkar, and Carl Boe
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Stochastic Forecasts of the Social Security Trust Fund
WP 2003-043, UM03-Q1
Ronald D. Lee, Michael W. Anderson, and Shripad Tuljapurkar
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Disability Benefits as Social Insurance: Tradeoffs Between Screening Stringency and Benefit Generosity in Optimal Program Design
WP 2003-042, UM00-13
Timothy A. Waidmann, John Bound, and Austin Nichols
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The German Public Pension System: How it Was, How it Will Be
WP 2003-041, UM03-01
Axel H. Börsch-Supan and Christina B. Wilke
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Widowhood, Divorce, and Loss of Health Insurance Among Near Elderly Women: Evidence from the Health and Retirement Study
WP 2003-040, UM00-09
David Weir and Robert J. Willis
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Who Becomes a Stockholder? Expectations, Subjective Uncertainty, and Asset Allocation
WP 2003-039, UM02-04
Gábor Kézdi and Robert J. Willis
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Retirement Effects of Proposals by the President’s Commission to Strengthen Social Security 
WP 2003-038, UM02-02
Alan L. Gustman and Thomas L. Steinmeier
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What to Expect when you are Expecting Rationality: Testing Rational Expectations using Micro Data 
WP 2003-037, UM02-11
Hugo A. Benítez-Silva and Debra Sabatini Dwyer
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The Supplemental Security Income Program and Incentives to Claim Social Security Retirement Early: Empirical Evidence from Matched SIPP and Social Security Administrative Files
WP 2003-036, UM02-13
Elizabeth Powers and David Neumark
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Understanding Individual Account Guarantees
WP 2003-035, UM02-D2
Marie-Eve Lachance and Olivia S. Mitchell
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The Impact of Diabetes on Work-force Participation: Results from a National Household Sample 
WP 2003-034, UM01-11
Sandeep Vijan and Kenneth M. Langa
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2002

How Exits from the Labor Force or Death Impact Household Incomes: A Four Country Comparison of Public and Private Income Support
WP 2002-033, UM00-10
Richard V. Burkhauser, Phil Giles, and Dean Lillard
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Applications, Denials, and Appeals for Social Security Disability Insurance
WP 2002-032, UM00-06
Olivia S. Mitchell and John W. R. Phillips
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The New Social Security Commission Personal Accounts: Where is the Investment Principal?
WP 2002-031, UM02-02
Alan L. Gustman and Thomas L. Steinmeier
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Ensuring Time-Series Consistency in Estimates of Income and Wealth
WP 2002-030, UM02-Q3
F. Thomas Juster, Joseph P. Lupton, and Honggao Cao
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The Social Security Early Entitlement Age in a Structural Model of Retirement and Wealth
WP 2002-029, UM01-02
Alan L. Gustman and Thomas L. Steinmeier
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Early Retirement Windows
WP 2002-028, UM01-04
Charles Brown
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Wealth Shocks and Retirement Timing: Evidence from the Nineties
WP 2002-027, UM00-D1
Purvi Sevak
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The Retirement Behavior of Federal Civil Service Workers
WP 2002-026, UM01-09
Beth Asch, Steven J. Haider, and Julie Zissimopoulos
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Transition Paths and Social Security Reform
WP 2002-025, UM01-05
John P. Laitner
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The Welfare Implications of Increasing DI Benefit Generosity
WP 2002-024, UM00-12
John Bound, Julie Berry Cullen, Austin Nichols, and Lucie Schmidt
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The Economic Consequences of Widowhood
WP 2002-023, UM99-05
David Weir, Robert J. Willis, and Purvi Sevak
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Dropping Out of Social Security
WP 2002-022, UM01-01
Kent Smetters and Jan Walliser
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The Effects of Subjective Survival on Retirement and Social Security Claiming
WP 2002-021, UM00-05
Michael Hurd and James P. Smith
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2001

Secular Changes in Wealth Inequality and Inheritance
WP 2001-020, UM00-11
John P. Laitner
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Wealth Accumulation in the U.S.: Do Inheritances and Bequests Play a Significant Role?
WP 2001-019, UM00-11
John P. Laitner
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Social Security, Pensions and Retirement Behavior Within the Family
WP 2001-018, UM00-01
Alan L. Gustman and Thomas L. Steinmeier
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Wealth, Inequality, and Altruistic Bequests
WP 2001-017, UM00-11
John P. Laitner
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Health, Wealth and Gender: Do Health Shocks of Husbands and Wives Have Different Impacts on Household Wealth?
WP 2001-016, UM01-06
Jennifer Ward-Batts
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Modeling the Macroeconomic Implications of Social Security Reform
WP 2001-015, UM00-11
John P. Laitner
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Long-term Labor Force Exit and Economic Well-being: A Cross-National Comparison of Public and Private Income Support 
WP 2001-014, UM00-10
Richard V. Burkhauser, Dean Lillard, and Paola Maria Valenti
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Informal Caregiving for Diabetes and Diabetic Complications Among Elderly Americans
WP 2001-013, UM01-11
Kenneth M. Langa, Sandeep Vijan, Rodney Hayward, Michael Chernew, Caroline Blaum, Mohammed Kabeto, David Weir, Steven Katz, Robert J. Willis, and A. Mark Fendrick
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Imperfect Knowledge, Retirement, and Saving
WP 2001-012, UM00-08
Alan L. Gustman and Thomas L. Steinmeier
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Eligibility for Social Security Disability Insurance
WP 2001-011, UM00-06
Olivia S. Mitchell and John W. R. Phillips
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Stochastic Rates of Return for Social Security Under Various Policy Scenarios
WP 2001-010, UM00-03
Michael W. Anderson, Hisashi Yamagata, and Shripad Tuljapurkar
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Tracking the Household Income of SSDI and SSI Applicants
WP 2001-009, UM99-03
John Bound, Richard V. Burkhauser, and Austin Nichols
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Chances are…Stochastic Forecasts of the Social Security Trust Fund and Attempts to Save It
WP 2001-008, UM99-07
Michael W. Anderson, Shripad Tuljapurkar, and Ronald D. Lee
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Cognition and Wealth: The Importance of Probabilistic Thinking
WP 2001-007, UM00-04
Lee Lillard and Robert J. Willis
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2000

Retirement Responses to Early Social Security Benefit Reductions
WP 2000-006, UM99-01
Olivia S. Mitchell and John W. R. Phillips
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How Effective is Redistribution Under the Social Security Benefit Formula?
WP 2000-005, UM99-04
Alan L. Gustman and Thomas L. Steinmeier
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Saving for Retirement: Household Bargaining and Household Net Worth
WP 2000-004, UM00-02
Shelly Lundberg and Jennifer Ward-Batts
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Marriage, Divorce and the Work and Earning Careers of Spouses
WP 2000-003, UM99-06
Lee Lillard and Linda Waite
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Retirement and Wealth
WP 2000-002, UM99-02
Alan L. Gustman and Thomas L. Steinmeier
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