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Key Findings

2012
At the Corner of Main and Wall Street: Family Pension Responses to Liquidity Change and Perceived Returns  by Thomas Bridges and Frank Stafford
WP 2012-282, View: Key Findings
Personality Traits and Economic Preparation for Retirement  by Michael Hurd, Angela Lee Duckworth, Susann Rohwedder and David Weir
WP 2012-279, View: Key Findings
Medicaid Insurance in Old Age  by Mariacristina De Nardi, Eric French and John Bailey Jones
WP 2012-278, View: Key Findings
The Great Recession, Older Workers with Disabilities, and Implications for Retirement Security  by Onur Altindag, Lucie Schmidt and Purvi Sevak
WP 2012-277, View: Key Findings
Diminishing Margins: Housing Market Declines and Family Financial Responses  by Frank Stafford, Erik Hurst and Bing Chen
WP 2012-276, View: Key Findings
Motives for Bequests within the Middle Class  by John P. Laitner and Amanda Sonnega
WP 2012-275, View: Key Findings
Investment Decisions in Retirement: The Role of Subjective Expectations  by Marco Angrisani , Michael Hurd and Erik Meijer
WP 2012-274, View: Key Findings
Tax Elasticity of Labor Earnings for Older Individuals   by Abby Alpert and David Powell
WP 2012-272, View: Key Findings
The Interplay of Wealth, Retirement Decisions, Policy and Economic Shocks  by John Karl Scholz and Ananth Seshadri
WP 2012-271, View: Key Findings
Vocational Rehabilitation on the Road to Social Security Disability: Longitudinal Statistics from Matched Administrative Data   by David Stapleton and Frank H. Martin
WP 2012-269, View: Key Findings
Mismeasurement of Pensions Before and After Retirement: The Mystery of the Disappearing Pensions with Implications for the Importance of Social Security as a Source of Retirement Support  by Alan L. Gustman, Thomas L. Steinmeier and Nahid Tabatabai
WP 2012-268, View: Key Findings
Exchanging Delayed Social Security Benefits for Lump Sums: Could This Incentivize Longer Work Careers?  by Jing Jing Chai, Raimond H. Maurer, Olivia S. Mitchell and Ralph Rogalla
WP 2012-266, View: Key Findings
Barriers to Later Retirement: Increases in the Full Retirement Age, Age Discrimination, and the Physical Challenges of Work  by David Neumark and Joanne Song
WP 2012-265, View: Key Findings
Communication with Individuals with Intellectual Disabilities and Psychiatric Disabilities: A Summary of the Literature  by Walton O. Schalick III
WP 2012-264, View: Key Findings
Behavioral Effects of Social Security Policies on Benefit Claiming, Retirement and Saving  by Alan L. Gustman and Thomas L. Steinmeier
WP 2012-263, View: Key Findings
Induced Entry into the Social Security Disability Program: Using Past SGA Changes as a Natural Experiment  by Nicole Maestas, Kathleen Mullen and Gema Zamarro
WP 2012-262, View: Key Findings
Spousal Labor Supply Responses to Government Programs: Evidence from the Disability Insurance Program  by Susan Chen
WP 2012-261, View: Key Findings
Does Disability Insurance Receipt Discourage Work? Using Examiner Assignment to Estimate Causal Effects of SSDI Receipt  by Nicole Maestas, Kathleen Mullen and Alexander Strand
WP 2010-241, View: Key Findings
 
2011 [Top]
Personality and Response to the Financial Crisis  by Angela Lee Duckworth and David Weir
WP 2011-260, View: Key Findings
Macroeconomic Conditions and Updating of Expectations by Older Americans  by Purvi Sevak and Lucie Schmidt
WP 2011-259, View: Key Findings
Does Delay Cause Decay? The Effect of Administrative Decision Time on the Labor Force Participation and Earnings of Disability Applicants  by David Autor, Nicole Maestas, Kathleen Mullen and Alexander Strand
WP 2011-258, View: Key Findings
Earnings Growth versus Measures of Income and Education for Predicting Mortality  by Harriet Duleep and David A. Jaeger
WP 2011-257, View: Key Findings
Health Insurance, Health Care and Labor Supply by Older Adults   by Lauren Nicholas
WP 2011-256, View: Key Findings
The Effects of the Financial Crisis on Actual and Anticipated Consumption  by Michael Hurd and Susann Rohwedder
WP 2011-255, View: Key Findings
Consumption and Differential Mortality  by Michael Hurd and Susann Rohwedder
WP 2011-254, View: Key Findings
How Did the Recession of 2007-2009 Affect the Wealth and Retirement of the Near Retirement Age Population in the Health and Retirement Study?  by Alan L. Gustman, Thomas L. Steinmeier and Nahid Tabatabai
WP 2011-253, View: Key Findings
The Influence of Public Policy on Health, Wealth and Mortality  by John Karl Scholz and Ananth Seshadri
WP 2011-252, View: Key Findings
The Importance of State Anti-Discrimination Laws on Employer Accommodation and the Movement of their Employees onto Social Security Disability Insurance  by Richard V. Burkhauser, Lauren Nicholas and Maximilian D. Schmeiser
WP 2011-251, View: Key Findings
Effects of Legal and Unauthorized Immigration on the U.S. Social Security System  by Hugo A. Benítez-Silva, Eva Carceles-Poveda and Selcuk Eren
WP 2011-250, View: Key Findings
Do Stronger Age Discrimination Laws Make Social Security Reforms More Effective?   by David Neumark and Joanne Song
WP 2011-249, View: Key Findings
The Effects of Changes in Women’s Labor Market Attachment on Redistribution Under the Social Security Benefit Formula  by Alan L. Gustman, Thomas L. Steinmeier and Nahid Tabatabai
WP 2011-248, View: Key Findings
Lifecycle Impacts of the Financial and Economic Crisis on Household Optimal Consumption, Portfolio Choice, and Labor Supply  by Jing Jing Chai, Raimond H. Maurer, Olivia S. Mitchell and Ralph Rogalla
WP 2011-246, View: Key Findings
First-Round Impacts of the 2008 Chilean Pension System Reform  by Jere Behrman, Maria Cecilia Calderon, Olivia S. Mitchell, Javiera Vasquez and David Bravo
WP 2011-245, View: Key Findings
The Labor Supply Effects of Disability Insurance: Evidence from Automatic Conversion Using Administrative Data  by Nicole Maestas and Jae Song
WP 2010-247, View: Key Findings
 
2010 [Top]
Protecting the Household Incomes of Older Workers with Significant Health-Related Work Limitations in an Era of Fiscal Responsibility  by Jody Schimmel and David Stapleton
WP 2010-244, View: Key Findings
Framing Social Security Reform: Behavioral Responses to Changes in the Full Retirement Age  by Luc Behaghel and David Blau
WP 2010-243, View: Key Findings
Post-Retirement Adjustments in Defined Benefit Pensions  by Charles Brown
WP 2010-242, View: Key Findings
The Social Security Early Retirement Benefit as Safety Net  by John Bound and Timothy A. Waidmann
WP 2010-240, View: Key Findings
Reconciling Findings on the Employment Effect of Disability Insurance  by John Bound and Timothy A. Waidmann
WP 2010-239, View: Key Findings
Intergenerational Transfers in the Health and Retirement Study Data  by John P. Laitner and Amanda Sonnega
WP 2010-238, View: Key Findings
Occupational Learning, Financial Knowledge, and the Accumulation of Retirement Wealth  by Brooke Helppie McFall, Kandice Kapinos and Robert J. Willis
WP 2010-237, View: Key Findings
The Effects of Medicaid and Medicare Reforms on the Elderly’s Savings and Medical Expenditures  by Mariacristina De Nardi, Eric French and John Bailey Jones
WP 2010-236, View: Key Findings
Personality, Lifetime Earnings, and Retirement Wealth  by Angela Lee Duckworth and David Weir
WP 2010-235, View: Key Findings
Geographic Dispersion and the Well-being of the Elderly  by Suzanne M. Bianchi, Kathleen McGarry and Judith A. Seltzer
WP 2010-234, View: Key Findings
How Financial Literacy and Impatience Shape Retirement Wealth and Investment Behaviors  by Justine Hastings and Olivia S. Mitchell
WP 2010-233, View: Key Findings
The Effect of the Risk of Out-of-Pocket Spending for Health Care on Economic Preparation for Retirement  by Michael Hurd and Susann Rohwedder
WP 2010-232, View: Key Findings
The Effects of the Economic Crisis on the Older Population   by Michael Hurd and Susann Rohwedder
WP 2010-231, View: Key Findings
Cognitive Ability and Retiree Health Care Expenditure  by Hanming Fang, Lauren Nicholas and Daniel Silverman
WP 2010-230, View: Key Findings
The Joint Labor Supply Decision of Married Couples and the Social Security Pension System  by Shinichi Nishiyama
WP 2010-229, View: Key Findings
The Effects of the Financial Crisis on the Well-Being of Older Americans: Evidence from the Cognitive Economics Study  by Matthew D. Shapiro
WP 2010-228, View: Key Findings
The Growth in Social Security Benefits Among the Retirement Age Population from Increases in the Cap on Covered Earnings  by Alan L. Gustman, Thomas L. Steinmeier and Nahid Tabatabai
WP 2010-227, View: Key Findings
Financial Capability in the United States: Consumer Decision-Making and the Role of Social Security  by Annamaria Lusardi
WP 2010-226, View: Key Findings
Mortgage Contract Decisions and Mortgage Distress: Family and Financial Life-Cycle Factors  by Frank Stafford and Elena Gouskova
WP 2010-225, View: Key Findings
Health and Wealth in a Life-Cycle Model  by John Karl Scholz and Ananth Seshadri
WP 2010-224, View: Key Findings
Financial Knowledge and Financial Literacy at the Household Level  by Alan L. Gustman, Thomas L. Steinmeier and Nahid Tabatabai
WP 2010-223, View: Key Findings
Borrowing from Yourself: The Determinants of 401(k) Loan Patterns  by Timothy Jun Lu and Olivia S. Mitchell
WP 2010-221, View: Key Findings
How Common is "Parking" Among Social Security Disability Insurance (SSDI) Beneficiaries? Evidence from the 1999 Change in the Level of Substantial Gainful Activity (SGA)  by Jody Schimmel, David Stapleton and Jae Song
WP 2009-220, View: Key Findings
Participation and Contributions in Tax-deferred Retirement Accounts: Evidence from Social Security Records  by Marjorie Honig and Irena Dushi
WP 2009-219, View: Key Findings
 
2009 [Top]
Mortality Contingent Claims: Impact of Capital Market, Income, and Interest Rate Risk  by Wolfram J. Horneff and Raimond H. Maurer
WP 2009-222, View: Key Findings
The Level and Risk of Out-of-Pocket Health Care Spending  by Michael Hurd and Susann Rohwedder
WP 2009-218, View: Key Findings
Marking Social Security's Open Group Liability to Market  by Paul Anton Koehler and Laurence J. Kotlikoff
WP 2009-217, View: Key Findings
Financial Literacy and Financial Sophistication in the Older Population: Evidence from the 2008 HRS  by Annamaria Lusardi, Olivia S. Mitchell and Vilsa Curto
WP 2009-216, View: Key Findings
Proximity and Coresidence of Adult Children and their Parents: Description and Correlates  by Janice Compton and Robert A. Pollak
WP 2009-215, View: Key Findings
What Replacement Rates Should Households Use?  by John Karl Scholz and Ananth Seshadri
WP 2009-214, View: Key Findings
Gain and Loss: Marriage and Wealth Changes Over Time  by Julie Zissimopoulos
WP 2009-213, View: Key Findings
The Displacement Effect of Public Pensions on the Accumulation of Financial Assets  by Michael Hurd, Pierre-Carl Michaud and Susann Rohwedder
WP 2009-212, View: Key Findings
Buffering Shocks to Well-Being Late in Life  by Matthew D. Shapiro
WP 2009-211, View: Key Findings
Social Security Literacy and Retirement Well-Being  by Hugo A. Benítez-Silva, Berna Demiralp and Zhen Liu
WP 2009-210, View: Key Findings
Investor Behavior and Fund Performance under a Privatized Retirement Accounts System: Evidence from Chile  by Elena Krasnokutskaya and Petra Todd
WP 2009-209, View: Key Findings
Income, Material Hardship, and the Use of Public Programs among the Elderly  by Helen Levy
WP 2009-208, View: Key Findings
Work Disability, Work, and Justification Bias in Europe and the U.S.  by Arie Kapteyn, James P. Smith and Arthur van Soest
WP 2009-207, View: Key Findings
How Do Pension Changes Affect Retirement Preparedness? The Trend to Defined Contribution Plans and the Vulnerability of the Retirement Age Population to the Stock Market Decline of 2008-2009  by Alan L. Gustman, Thomas L. Steinmeier and Nahid Tabatabai
WP 2009-206, View: Key Findings
Retirement in a Life Cycle Model of Labor Supply with Home Production  by Richard Rogerson and Johanna Wallenius
WP 2009-205, View: Key Findings
Extending Life Cycle Models of Optimal Portfolio Choice: Integrating Flexible Work, Endogenous Retirement, and Investment Decisions with Lifetime Payouts  by Jing Jing Chai, Wolfram J. Horneff, Raimond H. Maurer and Olivia S. Mitchell
WP 2009-204, View: Key Findings
The Efficiency of Pension Menus and Individual Portfolio Choice in 401(k) Pensions  by Ning Tang, Olivia S. Mitchell, Gary R. Mottola and Stephen P. Utkus
WP 2009-203, View: Key Findings
Social Security Rules and Labor Force Participation of Older Workers: Evidence from Chile  by Alejandra Cox Edwards and Estelle James
WP 2008-202, View: Key Findings
How Much Do Respondents in the Health and Retirement Study Know About Their Tax-deferred Contribution Plans? A Crosscohort Comparison  by Irena Dushi and Marjorie Honig
WP 2008-201, View: Key Findings
Financial Literacy among the Young  by Annamaria Lusardi, Olivia S. Mitchell and Vilsa Curto
WP 2008-191, View: Key Findings
 
2008 [Top]
Saving among Low-Income Women: Motivation and Obstacles  by Helen Levy and Kristin S. Seefeldt
WP 2008-199, View: Key Findings
The Optimal Design of Social Security Benefits  by Shinichi Nishiyama and Kent Smetters
WP 2008-197, View: Key Findings
Pension Reform in Mexico: The Evolution of Pension Fund Management Fees and their Effect on Pension Balances  by Emma Aguila, Michael Hurd and Susann Rohwedder
WP 2008-196, View: Key Findings
How Do Lower-Income Families Think about Retirement?  by Helen Levy and Kristin S. Seefeldt
WP 2008-195, View: Key Findings
Labor Market and Immigration Behavior of Middle-Aged and Elderly Mexicans  by Emma Aguila and Julie Zissimopoulos
WP 2008-192, View: Key Findings
Are All Americans Saving 'Optimally' for Retirement?  by John Karl Scholz and Ananth Seshadri
WP 2008-189, View: Key Findings
Curing the Dutch Disease: Lessons for United States Disability Policy  by Richard V. Burkhauser, Mary C. Daly and Philip R. de Jong
WP 2008-188, View: Key Findings
The Transformation in Who is Expected to Work in the United States and How it Changed the Lives of Single Mothers and People with Disabilities  by Richard V. Burkhauser, Mary C. Daly, Jeff Larrimore and Joyce Kwok
WP 2008-187, View: Key Findings
Retirement Wealth Across Cohorts: The Role of Earnings Inequality and Pension Changes  by Ann Huff Stevens
WP 2008-186, View: Key Findings
The Ability of Various Measures of Fatness to Predict Application for Disability Insurance  by Richard V. Burkhauser, John H. Cawley and Maximilian D. Schmeiser
WP 2008-185, View: Key Findings
The Adequacy of Economic Resources in Retirement  by Michael Hurd and Susann Rohwedder
WP 2008-184, View: Key Findings
Early Retirement, Labor Supply, and Benefit Withholding: The Role of the Social Security Earnings Test  by Hugo A. Benítez-Silva and Frank Heiland
WP 2008-183, View: Key Findings
Individuals’ Responses to Social Security Reform  by Adeline Delavande and Susann Rohwedder
WP 2008-182, View: Key Findings
Immigrant-Native Fertility and Mortality Differentials in the United States  by Purvi Sevak and Lucie Schmidt
WP 2008-181, View: Key Findings
Marital Histories and Economic Well-Being  by Julie Zissimopoulos, Benjamin Karney and Amy J. Rauer
WP 2008-180, View: Key Findings
How Does Modeling of Retirement Decisions at the Family Level Affect Estimates of the Impact of Social Security Policies on Retirement?  by Alan L. Gustman and Thomas L. Steinmeier
WP 2008-179, View: Key Findings
Forecasting Labor Force Participation and Economic Resources of the Early Baby Boomers  by Pierre-Carl Michaud and Susann Rohwedder
WP 2008-175, View: Key Findings
Adequacy of Economic Resources in Retirement and Returns-to-scale in Consumption  by Michael Hurd and Susann Rohwedder
WP 2008-174, View: Key Findings
 
2007 [Top]
Housing Wealth and Retirement Timing  by Martin Farnham and Purvi Sevak
WP 2007-172, View: Key Findings
The Effects of Health Insurance and Self-Insurance on Retirement Behavior  by Eric French and John Bailey Jones
WP 2007-170, View: Key Findings
How do Immigrants Fare in Retirement?  by Purvi Sevak and Lucie Schmidt
WP 2007-169, View: Key Findings
Estimating the Health Effects of Retirement  by John Bound and Timothy A. Waidmann
WP 2007-168, View: Key Findings
Managing the Risk of Life  by Adeline Delavande and Robert J. Willis
WP 2007-167, View: Key Findings
Burnout and the Retirement Decision  by Nicole Maestas and Xiaoyan Li
WP 2007-166, View: Key Findings
Life-Cycle Models: Lifetime Earnings and the Timing of Retirement  by John P. Laitner and Daniel Silverman
WP 2007-165, View: Key Findings
Future Beneficiary Expectations of the Returns to Delayed Social Security Benefit Claiming and Choice Behavior  by Jeff Dominitz, Angela Hung and Arthur van Soest
WP 2007-164, View: Key Findings
Take-Up of Medicare Part D and the SSA Subsidy: Early Results from the Health and Retirement Study  by Helen Levy and David Weir
WP 2007-163, View: Key Findings
Financial Literacy and Stock Market Participation  by Maarten van Rooij, Annamaria Lusardi and Rob Alessie
WP 2007-162, View: Key Findings
The Impact of Private Participation on Disability Costs: Evidence from Chile  by Estelle James, Alejandra Cox Edwards and Augusto Iglesias Palau
WP 2007-161, View: Key Findings
Are 401(k) Saving Rates Changing? Cohort/Period Evidence from the Health and Retirement Study  by Irena Dushi and Marjorie Honig
WP 2007-160, View: Key Findings
Subjective Survival Probabilities in the Health and Retirement Study: Systematic Biases and Predictive Validity  by Todd Elder
WP 2007-159, View: Key Findings
Children and Household Wealth  by John Karl Scholz and Ananth Seshadri
WP 2007-158, View: Key Findings
Financial Literacy and Retirement Planning: New Evidence from the Rand American Life Panel  by Annamaria Lusardi and Olivia S. Mitchell
WP 2007-157, View: Key Findings
A Longitudinal Analysis of Entries and Exits of the Low-Income Elderly to and from the Supplemental Security Income Program  by Elizabeth Powers and Todd Elder
WP 2007-156, View: Key Findings
The Effect of Retirement Incentives on Retirement Behavior: Evidence from the Self-Employed in the United States and England  by Julie Zissimopoulos, Nicole Maestas and Lynn Karoly
WP 2007-155, View: Key Findings
Winners and Losers: 401(k) Trading and Portfolio Performance  by Takeshi Yamaguchi, Olivia S. Mitchell, Gary R. Mottola and Stephen P. Utkus
WP 2007-154, View: Key Findings
Projecting Behavioral Responses to the Next Generation of Retirement Policies  by Alan L. Gustman and Thomas L. Steinmeier
WP 2007-153, View: Key Findings
Money in Motion: Dynamic Portfolio Choice in Retirement  by Wolfram J. Horneff, Raimond H. Maurer, Olivia S. Mitchell and Michael Z. Stamos
WP 2007-152, View: Key Findings
Labor Market Status and Transitions During the Pre-Retirement Years: Learning from International Differences  by Arie Kapteyn, James P. Smith, Arthur van Soest and James Banks
WP 2007-149, View: Key Findings
 
2006 [Top]
The Importance of Objective Health Measures in Predicting Early Receipt of Social Security Benefits: The Case of Fatness  by Richard V. Burkhauser and John H. Cawley
WP 2006-148, View: Key Findings
Crowd-out, Adverse Selection and Information in Annuity Markets: Evidence from a New Retrospective Data Set in Chile  by Alejandra Cox Edwards and Estelle James
WP 2006-147, View: Key Findings
Home Production by Dual Earner Couples and Consumption During Retirement  by Christopher House, John P. Laitner and Dmitriy Stolyarov
WP 2006-143, View: Key Findings
Consumption, Retirement, and Social Security: Evaluating the Efficiency of Reform with a Life-Cycle Model  by John P. Laitner and Daniel Silverman
WP 2006-142, View: Key Findings
Self-Assessed Retirement Outcomes: Determinants and Pathways  by Susann Rohwedder
WP 2006-141, View: Key Findings
Taxes, Wages, and the Labor Supply of Older Americans  by Lucie Schmidt and Purvi Sevak
WP 2006-139, View: Key Findings
A Dynamic Model of Retirement and Social Security Reform Expectations: A Solution to the New Early Retirement Puzzle  by Hugo A. Benítez-Silva, Debra Sabatini Dwyer and Warren C. Sanderson
WP 2006-134, View: Key Findings
Discouraged Workers? Job Search Outcomes of Older Workers  by Nicole Maestas and Xiaoyan Li
WP 2006-133, View: Key Findings
Savings Between Cohorts: the Role of Planning  by Annamaria Lusardi and Jason Beeler
WP 2006-122, View: Key Findings
The Role of Conventional Retirement Age in Retirement Decisions  by Charles Brown
WP 2006-120, View: Key Findings
Savings, Portfolio Choice, and Retirement Expectations  by Arthur van Soest and Arie Kapteyn
WP 2006-119, View: Key Findings
The Impact of Misperceptions about Social Security on Saving and Well-being  by Susann Rohwedder and Arthur van Soest
WP 2006-118, View: Key Findings
Public Health Insurance and SSI Program Participation Among the Aged  by Todd Elder and Elizabeth Powers
WP 2006-117, View: Key Findings
Social Security Replacement Rates for Alternative Earnings Benchmarks  by Olivia S. Mitchell and John W. R. Phillips
WP 2006-116, View: Key Findings
The Inattentive Participant: Portfolio Trading Behavior in 401(k) Plans  by Olivia S. Mitchell, Gary R. Mottola, Stephen P. Utkus and Takeshi Yamaguchi
WP 2006-115, View: Key Findings
 
2005 [Top]
Retirement, Saving, Benefit Claiming and Solvency Under A Partial System of Voluntary Personal Accounts  by Alan L. Gustman and Thomas L. Steinmeier
WP 2005-105, View: Key Findings
 
2000 [Top]
Retirement and Wealth  by Alan L. Gustman and Thomas L. Steinmeier
WP 2000-002, View: Key Findings